{"id":3506,"date":"2023-10-10T18:07:00","date_gmt":"2023-10-10T21:07:00","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=3506"},"modified":"2023-12-08T17:46:50","modified_gmt":"2023-12-08T20:46:50","slug":"desenrola-brasil-desconto-em-dividas-do-cartao-de-credito","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/da\/desenrola-brasil-desconto-em-dividas-do-cartao-de-credito\/","title":{"rendered":"Desenrola Brasil: Rabat p\u00e5 kreditkortg\u00e6ld op til 96%\u00a0"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Programmets n\u00e6ste fase <strong>Opdag Brasilien<\/strong> If\u00f8lge regeringens oplysninger skal den indvies den 9. oktober.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I denne nye fase vil det v\u00e6re muligt at genforhandle g\u00e6ld op til 20.000 R$, med s\u00e6rlig v\u00e6gt p\u00e5 g\u00e6ld op til 5.000 R$ og kreditkort.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De gennemsnitlige rabatter, der tilbydes, vil v\u00e6re cirka 83% og kan i visse tilf\u00e6lde n\u00e5 imponerende 96%, f.eks. p\u00e5 kreditkortregninger.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tjek din g\u00e6ld! <em>S\u00e5dan tjekker du dit CPF (brasiliansk skatteidentifikationsnummer) gratis p\u00e5 Serasa:<\/em><\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size is-style-3d\" style=\"font-size:21px\"><a class=\"wp-block-button__link has-vivid-purple-background-color has-background wp-element-button\" href=\"https:\/\/noticias-gerais.online\/da\/serasa-como-consultar-gratis-o-seu-cpf\/?utm_source=lp_pg_db_serasa_b1\">\ud83d\udc49 Serasa \u2013 S\u00e5dan tjekker du din CPF gratis<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Kan kreditkortregninger forhandles?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Det er muligt at forhandle kreditkortg\u00e6ld gennem programmet.<a href=\"https:\/\/www.caixa.gov.br\/voce\/negociacao\/perguntas-frequentes-desenrola\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noopener\"> Opdag Brasilien<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dette program d\u00e6kker al g\u00e6ld stiftet hos banker frem til 31. december 2022, herunder forfaldne kreditkortregninger og andre typer g\u00e6ld, s\u00e5som ubetalte l\u00e5n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regeringen har fastsat et minimumskrav for genforhandling: betaling i rater over mindst 12 m\u00e5neder.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Forventningen er, at dette program vil gavne cirka 30 millioner mennesker.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De specifikke vilk\u00e5r for transaktionen kan dog variere afh\u00e6ngigt af den bank, som personen skylder pengene til.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nogle institutioner tilbyder rabatter p\u00e5 op til 90% p\u00e5 det oprindelige g\u00e6ldsbel\u00f8b for dem, der v\u00e6lger at betale hele g\u00e6lden p\u00e5 \u00e9n gang.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00f8lgende banker og finansielle institutioner deltager i Desenrola Brasil:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Brasiliens Bank;<\/li>\n\n\n\n<li>Caixa Economica Federal;<\/li>\n\n\n\n<li>Bradesco;<\/li>\n\n\n\n<li>Ita\u00fa;<\/li>\n\n\n\n<li>Santander.<\/li>\n\n\n\n<li>PicPay;<\/li>\n\n\n\n<li>Inter;<\/li>\n\n\n\n<li>Luiza Cred.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hvem kan tilmelde sig Desenrola Brasil?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/KZBHKkYaGi-Kh0Ah4NJEcjICG2Xk1crPFOf_HSrUiwCyTynh3W-vkZgdWAcEG6bEH5KZhQrAxaCKIUPIR64YXvRo1lg1U515GVw1RZSwdmmon2eiYbBJ1TdcxGCeXYG2hD1i6CFbln0s0jyuBdrPCZ0\" alt=\"Desenrola Brasil\"\/><figcaption class=\"wp-element-caption\">Google Billeder<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Personer med en m\u00e5nedlig indkomst p\u00e5 op til to minimumsl\u00f8nninger (R$ 2.640), eller som er registreret i det f\u00e6lles register.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regeringen ansl\u00e5r, at denne fase af Desenrola-programmet kan gavne op til 32 millioner mennesker.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hvilke g\u00e6ldsposter vil v\u00e6re berettigede til genforhandling?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Programmet vil prioritere g\u00e6ld p\u00e5 op til 5.000 rand pr. debitor. Det vil v\u00e6re muligt at genforhandle b\u00e5de bank- og ikke-bankg\u00e6ld, s\u00e5som kreditkortregninger.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For eksempel vil transaktioner, der blev indg\u00e5et mellem 1. januar 2019 og 31. december 2022, ogs\u00e5 v\u00e6re fritaget for skat p\u00e5 finansielle transaktioner (IOF).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For g\u00e6ld i intervallet 5.000 til 20.000 R$ kan de genforhandles, men p\u00e5 betingelse af kontant betaling, da de ikke vil have garanti fra Finansministeriet gennem Garantifonden for Drift (FGO).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Den samlede handelsvolumen kan n\u00e5 op p\u00e5 25 milliarder rand efter anvendelse af rabatter.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Minister Fernando Haddad udtrykte optimisme fredag (29) og sagde, at alt dette sammen med stigningen i folks indkomst, faldet i arbejdsl\u00f8shed og renter kan f\u00f8re til, at vi forestiller os et bedre fjerde kvartal end forventet.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hvilke betalingsmuligheder er tilg\u00e6ngelige?&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For g\u00e6ld i b\u00e5nd 1 er der mulighed for afdragsbetalinger i op til 60 rater, med en minimumsv\u00e6rdi p\u00e5 R$ 50 pr. afdrag og en rente p\u00e5 op til 1.99% pr. m\u00e5ned.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Forbrugerne har fleksibiliteten til at foretage betalinger via Betalingsservice, Bankkvittering eller Pix.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Derudover er det ogs\u00e5 muligt at betale g\u00e6ld af p\u00e5 \u00e9n gang via Desenrola Brasil-platformen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Det er dog vigtigt at understrege, at g\u00e6ld med en v\u00e6rdi mellem 5.000 og 20.000 R$ kun kan betales fuldt ud kontant.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Programmet prioriterer mindre g\u00e6ld, op til 5 tusind R$, som er garanteret af Finansministeriet (FGO).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Eventuelle bel\u00f8b, der overstiger denne gr\u00e6nse, bliver kreditorernes eget ansvar og skal derfor betales som \u00e9n enkelt gang.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For at lette beslutningstagningen har debitorer mulighed for at simulere de bel\u00f8b, der skal genforhandles.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Denne funktion vil v\u00e6re tilg\u00e6ngelig p\u00e5 Desenrola-platformen og vil tage h\u00f8jde for de oplysninger, som debitor har angivet, samt de betingelser, som bankerne har foresl\u00e5et. Se ogs\u00e5, hvordan Pix Parcelado fungerer:<a href=\"https:\/\/noticias-gerais.online\/da\/pix-parcelado-o-que-e-e-como-funciona\/\"> her<\/a>!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sp\u00f8rgsm\u00e5l om Desenrola Brasil-programmet? Skriv dem i kommentarfeltet nedenfor!<\/p>","protected":false},"excerpt":{"rendered":"<p>A pr\u00f3xima fase do programa Desenrola Brasil est\u00e1 programada para ser inaugurada em 9 de outubro, de acordo com informa\u00e7\u00f5es do governo.&nbsp; Nessa nova etapa, ser\u00e1 poss\u00edvel renegociar d\u00edvidas no valor de at\u00e9 R$ 20 mil, com \u00eanfase especial nas d\u00edvidas de at\u00e9 R$ 5.000 e cart\u00f5es de cr\u00e9dito.&nbsp; Os descontos m\u00e9dios oferecidos ser\u00e3o de [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":3507,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27,14],"tags":[641,640,639,642],"class_list":["post-3506","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios-sociais","category-economia","tag-cartao-de-credito","tag-credito","tag-desenrola-brasil","tag-dividas-2"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/posts\/3506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/comments?post=3506"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/posts\/3506\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/media\/3507"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/media?parent=3506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/categories?post=3506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/da\/wp-json\/wp\/v2\/tags?post=3506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}