{"id":1741,"date":"2023-03-23T10:50:13","date_gmt":"2023-03-23T13:50:13","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=1741"},"modified":"2023-03-29T11:28:16","modified_gmt":"2023-03-29T14:28:16","slug":"minha-casa-minha-vida-2023","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/en\/minha-casa-minha-vida-2023\/","title":{"rendered":"My Home My Life 2023"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Did you know that the Minha Casa Minha Vida 2023 program will have more than 15 thousand units available, registration is open and you can achieve your own home by taking the first step today?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Interested? So read this content until the end, as here we will cover everything you need to know about the subject, including how to sign up.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let&#039;s go?<\/span><\/p>\n<h2><b>How does the Minha Casa Minha Vida 2023 program work?<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1757\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1.png\" alt=\"\" width=\"940\" height=\"588\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1.png 940w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1-300x188.png 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1-768x480.png 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1-150x94.png 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1-696x435.png 696w\" sizes=\"auto, (max-width: 940px) 100vw, 940px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The Minha Casa, Minha Vida program was created to offer families with a gross monthly income of up to R$ 8 thousand the chance to own their own home. Additionally, people who are homeless will have the chance to join the program as well.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Therefore, the first and only criterion for participating in the Minha Casa, Minha Vida program is income, where families are divided into bands, according to each person&#039;s monthly amount:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">1 Urban Band: Monthly income must be up to R$ 2,649.00;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">2 Urban Range: Monthly income must be up to R$ 2,640.01 to R$ 4.4 thousand;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">3 Urban Band: Monthly income must be up to R$ 4,400.01 to R$ 8 thousand.<\/span><\/li>\n<\/ul>\n<h3><b>\u2013 Families from rural areas:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">If you live in rural areas, the bands are annual:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">1 Rural Band: Annual gross household income must be up to R$ 31,680.00;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">2 Rural Range: Annual gross family income must be from R$ 31,680.01 to R$ 52.8 thousand;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">3 Rural Range: Gross annual income must be from R$ 52,800.01 to R$ 96 thousand.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It is worth remembering that the Measure does not take into account some social, welfare or social security benefits in the sum of the family&#039;s income. The benefits not taken into account in the sum of income are:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Unemployment insurance;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">BPC \u2013 Continuous Payment Benefit;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Bolsa Fam\u00edlia;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Sickness Benefit.<\/span><\/li>\n<\/ul>\n<h3><b>\u2013 Families in Track 1 will have extra benefits:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Of the 15 thousand houses that will be delivered, 50% will be delivered to families within Range 1, which we talked about before.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ultimately, the families did not pay the full value of the house. Within the model, the government will assume from 80% to 95% of the value of the property. The remainder of the amount, which can range from 5% to 20%, can be financed by the family and paid in several installments with small interest.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">An interesting point is that houses should preferably have contracts and registrations always made in the woman&#039;s name, even if the husband does not give authorization.<\/span><\/p>\n<h2><b>What are the criteria to participate in the Minha Casa Minha Vida 2023 program?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There are some criteria for you to participate in the Minha Casa, Minha Vida 2023 program. They were divided between the bands. Let&#039;s talk about them below:<\/span><\/p>\n<h3><b>\u2013 Criteria for Band 1 families:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">To begin with, Band 1 families must, of course, have a monthly income of up to R$ 2,640.00. Furthermore, none of the members can have a house in their name, be entitled to any property or be a buyer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to these points, three items require extra attention that your family should pay attention to, if participating in Track 1, which are:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">CANNOT receive any housing benefit, whether from the municipality, state or government;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">You cannot have received home purchase discounts using the FGTS;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Discounts on the purchase of construction materials to complete, expand or renovate a property cannot have been granted to the family.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you and your family follow these criteria, then it is possible to register with Caixa Econ\u00f4mica Federal.<\/span><\/p>\n<h3><b>\u2013 Criteria for families in Band 2 and 3:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">For families that are part of Band 2 and 3, the criteria starts with income, which cannot be greater than R$ 8 thousand.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In fact, this is the only criteria, besides, you can follow the registration steps.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We will talk about each of them below.<\/span><\/p>\n<h2><b>How to register for the Minha Casa Minha Vida 2023 program?<\/b><\/h2>\n<h3><b>\u2013 Registration for Track 1 families:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">To sign up, you need to go to your city&#039;s city hall and, after that, wait for Caixa to validate the data presented. When approved, the date of the draw for the homes is mentioned.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is worth remembering that the draws are only carried out when the city does not have enough houses in the Minha Casa, Minha Vida 2023 program for the number of families registered.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the program draws a family, information about the<\/span><span style=\"font-weight: 400;\">\u00a0subscription details <\/span><span style=\"font-weight: 400;\">and the purchase and sale contract. Finally, with everything in order, all you have to do is sign and that\u2019s it.<\/span><\/p>\n<h3><b>\u2013 Registration for families in Band 2 and 3:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Hiring can be done directly with the program organizer or at Caixa itself. To begin the process, the family needs to have a property chosen so that a financing simulation can be carried out through the company&#039;s website. <a href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noopener\">Box<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this simulation, which you will do yourself, you will understand the conditions and deadlines so that you can see whether or not the proposal makes sense in the family budget. Therefore, it is important to provide some information now, such as:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Approximate value of the property;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Location of the property;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Personal data;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Gross family income.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Finally, if your family approves the result, you go to the Caixa branch to deliver the documents to the bank. After analyzing it and, if everything is OK, the family signs the contract.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>Sabia que o programa Minha Casa Minha Vida 2023 vai ter mais de 15 mil unidades dispon\u00edveis, as inscri\u00e7\u00f5es est\u00e3o abertas e voc\u00ea pode conquistar a sua casa pr\u00f3pria dando o primeiro passo hoje? Se interessou? Ent\u00e3o leia esse conte\u00fado at\u00e9 o final, pois aqui abordaremos tudo o que precisa saber sobre o assunto, inclusive, [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":1757,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[123],"class_list":["post-1741","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios-sociais","tag-minha-casa-minha-vida"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/posts\/1741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/comments?post=1741"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/posts\/1741\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/media\/1757"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/media?parent=1741"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/categories?post=1741"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/en\/wp-json\/wp\/v2\/tags?post=1741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}