{"id":3506,"date":"2023-10-10T18:07:00","date_gmt":"2023-10-10T21:07:00","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=3506"},"modified":"2023-12-08T17:46:50","modified_gmt":"2023-12-08T20:46:50","slug":"desenrola-brasil-desconto-em-dividas-do-cartao-de-credito","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/hr\/desenrola-brasil-desconto-em-dividas-do-cartao-de-credito\/","title":{"rendered":"Desenrola Brasil: Popust na dugove po kreditnim karticama do 96%\u00a0"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Sljede\u0107a faza programa <strong>Otkrijte Brazil<\/strong> Prema vladinim informacijama, planirano je da bude otvoreno 9. listopada.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">U ovoj novoj fazi bit \u0107e mogu\u0107e refinancirati dugove do 20.000 R$, s posebnim naglaskom na dugove do 5.000 R$ i kreditne kartice.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prosje\u010dni ponu\u0111eni popusti iznosit \u0107e otprilike 831 TP3T, a u odre\u0111enim slu\u010dajevima, poput ra\u010duna kreditnim karticama, mogu dose\u0107i impresivnih 961 TP3T.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Provjerite svoje dugove! <em>Evo kako besplatno provjeriti svoj CPF (brazilski porezni identifikacijski broj) na Serasi:<\/em><\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size is-style-3d\" style=\"font-size:21px\"><a class=\"wp-block-button__link has-vivid-purple-background-color has-background wp-element-button\" href=\"https:\/\/noticias-gerais.online\/hr\/serasa-como-consultar-gratis-o-seu-cpf\/?utm_source=lp_pg_db_serasa_b1\">\ud83d\udc49 Serasa \u2013 Kako besplatno provjeriti svoj CPF<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Mogu li se pregovarati o ra\u010dunima kreditnih kartica?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Putem programa mogu\u0107e je pregovarati o dugu po kreditnoj kartici.<a href=\"https:\/\/www.caixa.gov.br\/voce\/negociacao\/perguntas-frequentes-desenrola\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noopener\"> Otkrijte Brazil<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ovaj program pokriva sve dugove nastale kod banaka do 31. prosinca 2022., uklju\u010duju\u0107i dospjele ra\u010dune po kreditnim karticama i druge vrste dugova, poput nepla\u0107enih kredita, na primjer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vlada je utvrdila minimalni uvjet za ponovno pregovaranje: pla\u0107anje u obrocima tijekom najmanje 12 mjeseci.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O\u010dekuje se da \u0107e od ovog programa imati koristi otprilike 30 milijuna ljudi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Me\u0111utim, specifi\u010dni uvjeti transakcije mogu varirati ovisno o banci kojoj pojedinac duguje novac.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Neke institucije nude popuste do 90% na izvorni iznos duga onima koji se odlu\u010de izvr\u0161iti punu uplatu odjednom.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sljede\u0107e banke i financijske institucije sudjeluju u Desenrola Brasil:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Banka Brazila;<\/li>\n\n\n\n<li>Caixa Econ\u00f4mica Federal;<\/li>\n\n\n\n<li>Bradesco;<\/li>\n\n\n\n<li>Ita\u00fa;<\/li>\n\n\n\n<li>Santander.<\/li>\n\n\n\n<li>PicPay;<\/li>\n\n\n\n<li>Izme\u0111u;<\/li>\n\n\n\n<li>Luiza Cred.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tko se mo\u017ee registrirati za Desenrola Brasil?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/KZBHKkYaGi-Kh0Ah4NJEcjICG2Xk1crPFOf_HSrUiwCyTynh3W-vkZgdWAcEG6bEH5KZhQrAxaCKIUPIR64YXvRo1lg1U515GVw1RZSwdmmon2eiYbBJ1TdcxGCeXYG2hD1i6CFbln0s0jyuBdrPCZ0\" alt=\"Desenrola Brasil\"\/><figcaption class=\"wp-element-caption\">Google slike<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Pojedinci s mjese\u010dnim prihodima do dvije minimalne pla\u0107e (R$ 2.640) ili koji su registrirani u Jedinstvenom registru.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vlada procjenjuje da bi ova faza programa Desenrola mogla koristiti do 32 milijuna ljudi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Koji \u0107e dugovi ispunjavati uvjete za refinanciranje?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Program \u0107e dati prioritet dugovima do 5000 R$ po du\u017eniku. Bit \u0107e mogu\u0107e ponovno pregovarati o bankovnim i nebankarskim dugovima, poput ra\u010duna po kreditnim karticama.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na primjer, transakcije koje su ugovorene izme\u0111u 1. sije\u010dnja 2019. i 31. prosinca 2022. tako\u0111er \u0107e biti izuzete od IOF-a (Poreza na financijske transakcije).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za dugove u rasponu od 5.000 do 20.000 R$, mogu se ponovno pregovarati, ali pod uvjetom pla\u0107anja u gotovini, budu\u0107i da ne\u0107e imati jamstvo Nacionalne riznice putem Jamstvenog fonda za poslovanje (FGO).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ukupni obujam trgovanja mogao bi dose\u0107i 25 milijardi R$ nakon primjene popusta.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ministar Fernando Haddad izrazio je optimizam u petak (29), navode\u0107i da bi nas sve to, zajedno s pove\u0107anjem prihoda ljudi, smanjenjem nezaposlenosti i kamatnih stopa, moglo dovesti do toga da zamislimo bolji \u010detvrti kvartal od o\u010dekivanog.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Koje su opcije pla\u0107anja dostupne?&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Za dugove u 1. razredu postoji mogu\u0107nost obro\u010dne otplate do 60 rata, s minimalnom vrijedno\u0161\u0107u od 50 R$ po rati i kamatnom stopom do 1.99% mjese\u010dno.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Potro\u0161a\u010di imaju fleksibilnost pla\u0107anja putem izravnog tere\u0107enja, bankovne uplatnice ili Pix-a.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nadalje, mogu\u0107e je i odjednom otplatiti sve dugove putem platforme Desenrola Brasil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Me\u0111utim, va\u017eno je naglasiti da se dugovi s vrijednostima izme\u0111u 5.000 i 20.000 R$ mogu platiti samo u cijelosti, u gotovini.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Program daje prioritet manjim dugovima, do 5 tisu\u0107a R$, koje jam\u010di Nacionalna riznica (FGO).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Svi iznosi koji prelaze ovaj limit postaju odgovornost samih vjerovnika i stoga se zahtijevaju kao jednokratna uplata.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kako bi se olak\u0161alo dono\u0161enje odluka, du\u017enici imaju mogu\u0107nost simulirati iznose koji \u0107e se ponovno pregovarati.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ova zna\u010dajka bit \u0107e dostupna na platformi Desenrola i uzet \u0107e u obzir podatke koje je dostavio du\u017enik, kao i uvjete koje su predlo\u017eile banke. Pogledajte i kako Pix Parcelado funkcionira:<a href=\"https:\/\/noticias-gerais.online\/hr\/pix-parcelado-o-que-e-e-como-funciona\/\"> ovdje<\/a>!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Imate pitanja o programu Desenrola Brasil? Ostavite ih u komentarima na blogu ispod!<\/p>","protected":false},"excerpt":{"rendered":"<p>A pr\u00f3xima fase do programa Desenrola Brasil est\u00e1 programada para ser inaugurada em 9 de outubro, de acordo com informa\u00e7\u00f5es do governo.&nbsp; Nessa nova etapa, ser\u00e1 poss\u00edvel renegociar d\u00edvidas no valor de at\u00e9 R$ 20 mil, com \u00eanfase especial nas d\u00edvidas de at\u00e9 R$ 5.000 e cart\u00f5es de cr\u00e9dito.&nbsp; Os descontos m\u00e9dios oferecidos ser\u00e3o de [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":3507,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27,14],"tags":[641,640,639,642],"class_list":["post-3506","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios-sociais","category-economia","tag-cartao-de-credito","tag-credito","tag-desenrola-brasil","tag-dividas-2"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/posts\/3506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/comments?post=3506"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/posts\/3506\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/media\/3507"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/media?parent=3506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/categories?post=3506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/tags?post=3506"}],"curies":[{"name":"radni list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}