{"id":3791,"date":"2023-11-22T19:59:46","date_gmt":"2023-11-22T22:59:46","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=3791"},"modified":"2023-12-08T15:21:21","modified_gmt":"2023-12-08T18:21:21","slug":"isencao-minha-casa-minha-vida","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/hr\/isencao-minha-casa-minha-vida\/","title":{"rendered":"Osloba\u0111anje od poreza u programu &quot;Minha Casa Minha Vida&quot;: Tko ispunjava uvjete?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Novosti u programu Minha Casa Minha Vida! Osobe koje primaju Bolsa Fam\u00edlia ili kontinuiranu isplatu beneficija (BPC) sada imaju jo\u0161 jedan razlog za slavlje.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kona\u010dno, vlada je odlu\u010dila da se vi\u0161e ne moraju brinuti o otplati hipoteke za nekretnine ste\u010dene putem programa Minha Casa Minha Vida. Tako je, mo\u017eda \u010dak mogu dobiti ku\u0107u bez pla\u0107anja i\u010dega!&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ova promjena dolazi s novom politikom savezne vlade, koja korisnike osloba\u0111a pla\u0107anja rata kredita.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Pro\u010ditajte i:<\/h2><nav><ul><li class=\"\"><a href=\"https:\/\/noticias-gerais.online\/hr\/kit-antena-digital-veja-como-conseguir-gratuitamente\/\">Komplet digitalne antene: Pogledajte kako ga dobiti besplatno.<\/a><\/li><li class=\"\"><a href=\"https:\/\/noticias-gerais.online\/hr\/saque-aniversario-fgts-veja-o-calendario\/\">Isplata za ro\u0111endan FGTS-a: Pogledajte raspored isplata<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"que-possui-direito-a-isencao-no-minha-casa-minha-vida\"><strong>Tko ima pravo na izuze\u0107e u okviru programa Minha Casa Minha Vida?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"470\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas.jpg\" alt=\"Minha Casa Minha Vida\" class=\"wp-image-3792\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas.jpg 900w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas-300x157.jpg 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas-768x401.jpg 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas-150x78.jpg 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas-696x363.jpg 696w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">Google slike<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Pogledajte ovu novu zna\u010dajku za one koji primaju <a href=\"https:\/\/www.gov.br\/mds\/pt-br\/acoes-e-programas\/bolsa-familia\" target=\"_blank\" rel=\"noopener\">Obiteljski dodatak<\/a> I BPC: sada, ako otpla\u0107ujete kredit, mo\u017eete biti oslobo\u0111eni budu\u0107ih rata.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ministarstvo gradova procjenjuje da bi od toga moglo imati koristi oko 600.000 obitelji koje primaju Bolsa Fam\u00edlia i dodatnih 150.000 obitelji s osobom koja prima BPC.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ovo se ne odnosi na sve nekretnine u programu, ve\u0107 samo na one koje ispunjavaju uvjete za financiranje od FAR-a, FDS-a i PNHR-a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I ima jo\u0161 toga: rate koje su ve\u0107 pla\u0107ene ne\u0107e biti vra\u0107ene, u redu? Ovo izuze\u0107e vrijedit \u0107e od 28. rujna.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I nije va\u017eno je li va\u0161 ugovor stari ili potpuno novi. Ako ste potpisali prije 28. rujna i ve\u0107 ste bili upisani u Bolsa Fam\u00edlia ili BPC na taj datum, mo\u017eete odahnuti u pogledu budu\u0107ih rata.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"como-saber-se-voce-possui-direito\"><strong>Kako mogu znati ispunjavam li uvjete?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Caixa ima do mjesec dana za provedbu novih pravila programa Minha Casa Minha Vida, budu\u0107i da je odgovorna za program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nakon \u0161to pro\u0111e to razdoblje, neke obitelji zasad ne\u0107e morati pla\u0107ati rate, ali samo ako ispunjavaju odgovaraju\u0107e kriterije.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ministarstvo gradova ve\u0107 je upozorilo da odgovorni za ugovore imaju do \u0161est mjeseci da sve rije\u0161e.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"os-imoveis-tambem-podem-ser-subsidiados-ou-financiados\"><strong>Nekretnine se tako\u0111er mogu subvencionirati ili financirati.<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1024x682.webp\" alt=\"\" class=\"wp-image-3793\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1024x682.webp 1024w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-300x200.webp 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-768x512.webp 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1536x1024.webp 1536w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-2048x1365.webp 2048w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-150x100.webp 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-696x464.webp 696w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1068x712.webp 1068w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1920x1280.webp 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Google slike<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">U Brazilu, savezna vlada nudi pomo\u0107 onima koji \u017eele kupiti vlastiti dom: subvenciju, koja je u osnovi dio vrijednosti nekretnine koji pla\u0107a vlada.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na taj na\u010din obitelj pokriva ono \u0161to nedostaje, za one koji zara\u0111uju do odre\u0111enog iznosa (to je tzv. dohodovna skupina 1), maksimalna vrijednost ku\u0107e ili stana je R$ 170 tisu\u0107a u gradu i R$ 75 tisu\u0107a na selu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pogledajte kako je ovo super: u nekim slu\u010dajevima vlada mo\u017ee platiti vi\u0161e od 90% vrijednosti ku\u0107e.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Oni u najni\u017eoj dohodovnoj skupini (Faixa 1) koji tako\u0111er primaju Bolsa Fam\u00edlia ili BPC mogu \u010dak mo\u0107i dobiti nekretninu besplatno. Obroci, kada su primjenjivi, po\u010dinju od $ 80 R$ mjese\u010dno i traju otprilike 5 godina.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ali to nije sve: postoji vi\u0161e mogu\u0107nosti financiranja, koje se mogu produ\u017eiti do 35 godina!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"outras-faixas-de-financiamento\"><strong>Drugi izvori financiranja<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Za one koji zara\u0111uju ne\u0161to vi\u0161e, do 4400 R$$ (ovo je 2. razred), nekretnine imaju cjenovno ograni\u010denje u rasponu od 190.000 do 264.000 R$. U me\u0111uvremenu, oni koji zara\u0111uju do 8000 R$$ (3. razred) mogu tra\u017eiti nekretnine do 350.000 R$.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kamatne stope su super niske, po\u010dev\u0161i od 4% godi\u0161nje pa sve do 8.16%, ovisno o va\u0161im prihodima i mjestu stanovanja.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Oni koji imaju FGTS (brazilski fond za otpremnine zaposlenika) mogu dobiti jo\u0161 bolji popust na ove naknade. O, i mo\u017eete birati izme\u0111u novih ili rabljenih nekretnina. Postoji mnogo opcija!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ako ste dio 1. skupine programa Minha Casa, Minha Vida, ali ne primate Bolsa Fam\u00edlia ili BPC, ima jo\u0161 dobrih vijesti.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Smanjit \u0107e broj rata potrebnih za otplatu nekretnine sa 120 na 60; to se odnosi na domove ugovorene u okviru Nacionalnog programa urbanog stanovanja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prva razina je za one koji zara\u0111uju do 2.640 R$ mjese\u010dno. Pratite pravila i dohodovne razrede kako biste vidjeli kako vam to mo\u017ee pomo\u0107i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tako\u0111er pogledajte program Desenrola Brasil: <a href=\"https:\/\/noticias-gerais.online\/hr\/desenrola-brasil-desconto-em-dividas-do-cartao-de-credito-de-ate-96\/\">ovdje<\/a>Imate pitanja o izuze\u0107u od programa Minha Casa Minha Vida? Ostavite ih u komentarima ispod!<\/p>","protected":false},"excerpt":{"rendered":"<p>Novidades do Minha Casa Minha Vida! Pessoas que recebem Bolsa Fam\u00edlia ou Benef\u00edcio de Presta\u00e7\u00e3o Continuada (BPC) agora t\u00eam um motivo a mais para comemorar.&nbsp; Afinal, o governo decidiu que eles n\u00e3o precisam mais se preocupar com as presta\u00e7\u00f5es dos im\u00f3veis adquiridos pelo programa Minha Casa Minha Vida. Isso mesmo, pode ser que eles consigam [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":3792,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[705,704,123,518],"class_list":["post-3791","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios-sociais","tag-casa-verde-e-amarela","tag-isencao","tag-minha-casa-minha-vida","tag-programa-habitacional"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/posts\/3791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/comments?post=3791"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/posts\/3791\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/media\/3792"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/media?parent=3791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/categories?post=3791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/hr\/wp-json\/wp\/v2\/tags?post=3791"}],"curies":[{"name":"radni list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}