{"id":3506,"date":"2023-10-10T18:07:00","date_gmt":"2023-10-10T21:07:00","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=3506"},"modified":"2023-12-08T17:46:50","modified_gmt":"2023-12-08T20:46:50","slug":"desenrola-brasil-desconto-em-dividas-do-cartao-de-credito","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/hu\/desenrola-brasil-desconto-em-dividas-do-cartao-de-credito\/","title":{"rendered":"Desenrola Brasil: Kedvezm\u00e9ny hitelk\u00e1rtya-tartoz\u00e1sokra ak\u00e1r 96% \u00e9rt\u00e9kben\u00a0"},"content":{"rendered":"<p class=\"wp-block-paragraph\">A program k\u00f6vetkez\u0151 f\u00e1zisa <strong>Bontsd ki Braz\u00edli\u00e1t<\/strong> A korm\u00e1nyzati t\u00e1j\u00e9koztat\u00e1s szerint okt\u00f3ber 9-\u00e9n avatj\u00e1k fel.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ebben az \u00faj szakaszban lehet\u0151s\u00e9g lesz a 20 000 R$-ig terjed\u0151 ad\u00f3ss\u00e1gok \u00fajrat\u00e1rgyal\u00e1s\u00e1ra, k\u00fcl\u00f6n\u00f6s tekintettel az 5000 R$-ig terjed\u0151 ad\u00f3ss\u00e1gokra \u00e9s a hitelk\u00e1rty\u00e1kra.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az \u00e1tlagosan k\u00edn\u00e1lt kedvezm\u00e9nyek k\u00f6r\u00fclbel\u00fcl 831 TP3T lesznek, \u00e9s bizonyos esetekben, p\u00e9ld\u00e1ul hitelk\u00e1rty\u00e1s sz\u00e1ml\u00e1k eset\u00e9n, el\u00e9rhetik a leny\u0171g\u00f6z\u0151 961 TP3T-t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ellen\u0151rizd az ad\u00f3ss\u00e1gaidat! <em>\u00cdgy ellen\u0151rizheted ingyenesen a CPF-edet (brazil ad\u00f3azonos\u00edt\u00f3 sz\u00e1modat) a Serasa-n:<\/em><\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size is-style-3d\" style=\"font-size:21px\"><a class=\"wp-block-button__link has-vivid-purple-background-color has-background wp-element-button\" href=\"https:\/\/noticias-gerais.online\/hu\/serasa-como-consultar-gratis-o-seu-cpf\/?utm_source=lp_pg_db_serasa_b1\">\ud83d\udc49 Serasa \u2013 Hogyan ellen\u0151rizheted ingyenesen a CPF-edet<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Lehet t\u00e1rgyalni a hitelk\u00e1rtya-sz\u00e1ml\u00e1kr\u00f3l?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A programon kereszt\u00fcl lehet\u0151s\u00e9g van hitelk\u00e1rtya-tartoz\u00e1s rendez\u00e9s\u00e9re.<a href=\"https:\/\/www.caixa.gov.br\/voce\/negociacao\/perguntas-frequentes-desenrola\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noopener\"> Bontsd ki Braz\u00edli\u00e1t<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ez a program a 2022. december 31-ig bankokkal szemben keletkezett \u00f6sszes ad\u00f3ss\u00e1got fedezi, bele\u00e9rtve a lej\u00e1rt hitelk\u00e1rtya-sz\u00e1ml\u00e1kat \u00e9s m\u00e1s t\u00edpus\u00fa ad\u00f3ss\u00e1gokat, p\u00e9ld\u00e1ul a kifizetetlen hiteleket.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A korm\u00e1ny minimumk\u00f6vetelm\u00e9nyt hat\u00e1rozott meg az \u00fajrat\u00e1rgyal\u00e1shoz: r\u00e9szletekben t\u00f6rt\u00e9n\u0151 fizet\u00e9s legal\u00e1bb 12 h\u00f3nap alatt.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A v\u00e1rakoz\u00e1sok szerint ez a program k\u00f6r\u00fclbel\u00fcl 30 milli\u00f3 emberhez fog f\u0171zni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A tranzakci\u00f3 konkr\u00e9t felt\u00e9telei azonban att\u00f3l f\u00fcgg\u0151en v\u00e1ltozhatnak, hogy melyik banknak tartozik az egy\u00e9n a p\u00e9nzzel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Egyes int\u00e9zm\u00e9nyek ak\u00e1r 90% kedvezm\u00e9nyt is k\u00edn\u00e1lnak az eredeti ad\u00f3ss\u00e1g\u00f6sszegb\u0151l azoknak, akik \u00fagy d\u00f6ntenek, hogy egy \u00f6sszegben fizetik ki a teljes \u00f6sszeget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A k\u00f6vetkez\u0151 bankok \u00e9s p\u00e9nzint\u00e9zetek vesznek r\u00e9szt a Desenrola Brasil programban:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Brazil Bank;<\/li>\n\n\n\n<li>Caixa Econ\u00f4mica Federal;<\/li>\n\n\n\n<li>Bradesco;<\/li>\n\n\n\n<li>Ita\u00fa;<\/li>\n\n\n\n<li>Santander.<\/li>\n\n\n\n<li>PicPay;<\/li>\n\n\n\n<li>Inter;<\/li>\n\n\n\n<li>Luiza Cred.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ki regisztr\u00e1lhat a Desenrola Brasil programra?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/KZBHKkYaGi-Kh0Ah4NJEcjICG2Xk1crPFOf_HSrUiwCyTynh3W-vkZgdWAcEG6bEH5KZhQrAxaCKIUPIR64YXvRo1lg1U515GVw1RZSwdmmon2eiYbBJ1TdcxGCeXYG2hD1i6CFbln0s0jyuBdrPCZ0\" alt=\"Desenrola Brasil\"\/><figcaption class=\"wp-element-caption\">Google K\u00e9pek<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Azok a szem\u00e9lyek, akiknek havi j\u00f6vedelme el\u00e9ri a minim\u00e1lb\u00e9r k\u00e9t sz\u00e1zal\u00e9k\u00e1t (R$ 2 640), vagy akik regisztr\u00e1lva vannak az Egys\u00e9ges Nyilv\u00e1ntart\u00e1sban.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A korm\u00e1ny becsl\u00e9se szerint a Desenrola program ezen szakasza ak\u00e1r 32 milli\u00f3 ember sz\u00e1m\u00e1ra is el\u0151ny\u00f6s lehet.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Mely ad\u00f3ss\u00e1gok lesznek \u00fajrat\u00e1rgyalhat\u00f3k?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A program ad\u00f3sonk\u00e9nt legfeljebb 5000 R$ \u00f6sszeg\u0171 ad\u00f3ss\u00e1gokat fog priorit\u00e1sk\u00e9nt kezelni. Lehet\u0151s\u00e9g lesz mind a banki, mind a nem banki ad\u00f3ss\u00e1gok, p\u00e9ld\u00e1ul a hitelk\u00e1rtya-sz\u00e1ml\u00e1k \u00fajrat\u00e1rgyal\u00e1s\u00e1ra.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u00e9ld\u00e1ul a 2019. janu\u00e1r 1. \u00e9s 2022. december 31. k\u00f6z\u00f6tt k\u00f6t\u00f6tt tranzakci\u00f3k mentes\u00fclnek az IOF (p\u00e9nz\u00fcgyi tranzakci\u00f3kra kivetett ad\u00f3) al\u00f3l is.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az 5000 \u00e9s 20 000 R$ k\u00f6z\u00f6tti ad\u00f3ss\u00e1gok \u00fajrat\u00e1rgyalhat\u00f3k, de a k\u00e9szp\u00e9nzes fizet\u00e9s felt\u00e9tel\u00e9vel, mivel ezekre nem vonatkozik a Nemzeti Kincst\u00e1r garanci\u00e1ja a M\u0171k\u00f6d\u00e9si Garanciaalapon (FGO) kereszt\u00fcl.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A teljes keresked\u00e9si volumen a diszkontok alkalmaz\u00e1sa ut\u00e1n el\u00e9rheti a 25 milli\u00e1rd R$-t.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fernando Haddad miniszter p\u00e9nteken (29) optimizmus\u00e1nak adott hangot, kijelentve, hogy a j\u00f6vedelmek n\u00f6veked\u00e9s\u00e9vel, a munkan\u00e9lk\u00fclis\u00e9g \u00e9s a kamatl\u00e1bak cs\u00f6kken\u00e9s\u00e9vel egy\u00fctt mindez arra enged k\u00f6vetkeztetni, hogy a v\u00e1rtn\u00e1l jobb negyedik negyed\u00e9vet j\u00f3solhatunk.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Milyen fizet\u00e9si lehet\u0151s\u00e9gek \u00e1llnak rendelkez\u00e9sre?&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Az 1. s\u00e1vba tartoz\u00f3 ad\u00f3ss\u00e1gok eset\u00e9ben lehet\u0151s\u00e9g van r\u00e9szletfizet\u00e9sre ak\u00e1r 60 r\u00e9szletben, r\u00e9szletenk\u00e9nt legal\u00e1bb 50 R$ \u00e9rt\u00e9kkel \u00e9s havi legfeljebb 199% kamattal.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A fogyaszt\u00f3k rugalmasan fizethetnek csoportos beszed\u00e9si megb\u00edz\u00e1ssal, banki bizonylattal vagy Pix-szel.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tov\u00e1bb\u00e1 a Desenrola Brasil platformon kereszt\u00fcl az \u00f6sszes ad\u00f3ss\u00e1g egy \u00f6sszegben is kifizethet\u0151.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fontos azonban hangs\u00falyozni, hogy az R$ 5000 \u00e9s R$ 20 000 k\u00f6z\u00f6tti \u00e9rt\u00e9k\u0171 ad\u00f3ss\u00e1gokat csak teljes eg\u00e9sz\u00e9ben, k\u00e9szp\u00e9nzben lehet kifizetni.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A program a kisebb, legfeljebb 5 ezer R$ \u00f6sszeg\u0171 ad\u00f3ss\u00e1gokat r\u00e9szes\u00edti el\u0151nyben, amelyeket a Nemzeti P\u00e9nz\u00fcgyminiszt\u00e9rium (FGO) garant\u00e1l.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Az ezt a limitet meghalad\u00f3 \u00f6sszegek a hitelez\u0151k felel\u0151ss\u00e9ge al\u00e1 ker\u00fclnek, ez\u00e9rt azokat egy \u00f6sszegben kell kifizetni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A d\u00f6nt\u00e9shozatal megk\u00f6nny\u00edt\u00e9se \u00e9rdek\u00e9ben az ad\u00f3soknak lehet\u0151s\u00e9g\u00fck van szimul\u00e1lni az \u00fajrat\u00e1rgyaland\u00f3 \u00f6sszegeket.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ez a funkci\u00f3 a Desenrola platformon lesz el\u00e9rhet\u0151, \u00e9s figyelembe veszi az ad\u00f3s \u00e1ltal megadott inform\u00e1ci\u00f3kat, valamint a bankok \u00e1ltal javasolt felt\u00e9teleket. Tekintse meg m\u00e9g, hogyan m\u0171k\u00f6dik a Pix Parcelado:<a href=\"https:\/\/noticias-gerais.online\/hu\/pix-parcelado-o-que-e-e-como-funciona\/\"> itt<\/a>!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">K\u00e9rd\u00e9sei vannak a Desenrola Brasil programmal kapcsolatban? \u00cdrja meg \u0151ket a blogbejegyz\u00e9sben!<\/p>","protected":false},"excerpt":{"rendered":"<p>A pr\u00f3xima fase do programa Desenrola Brasil est\u00e1 programada para ser inaugurada em 9 de outubro, de acordo com informa\u00e7\u00f5es do governo.&nbsp; Nessa nova etapa, ser\u00e1 poss\u00edvel renegociar d\u00edvidas no valor de at\u00e9 R$ 20 mil, com \u00eanfase especial nas d\u00edvidas de at\u00e9 R$ 5.000 e cart\u00f5es de cr\u00e9dito.&nbsp; Os descontos m\u00e9dios oferecidos ser\u00e3o de [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":3507,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27,14],"tags":[641,640,639,642],"class_list":["post-3506","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios-sociais","category-economia","tag-cartao-de-credito","tag-credito","tag-desenrola-brasil","tag-dividas-2"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/posts\/3506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/comments?post=3506"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/posts\/3506\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/media\/3507"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/media?parent=3506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/categories?post=3506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/hu\/wp-json\/wp\/v2\/tags?post=3506"}],"curies":[{"name":"munkaf\u00fczet","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}