{"id":3506,"date":"2023-10-10T18:07:00","date_gmt":"2023-10-10T21:07:00","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=3506"},"modified":"2023-12-08T17:46:50","modified_gmt":"2023-12-08T20:46:50","slug":"desenrola-brasil-desconto-em-dividas-do-cartao-de-credito","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/ro\/desenrola-brasil-desconto-em-dividas-do-cartao-de-credito\/","title":{"rendered":"Desenrola Brasil: Reducere la datoriile cardurilor de credit de p\u00e2n\u0103 la 96%\u00a0"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Urm\u0103toarea faz\u0103 a programului <strong>Dezv\u0103luie Brazilia<\/strong> Inaugurarea este programat\u0103 pentru 9 octombrie, conform informa\u021biilor guvernamentale.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen aceast\u0103 nou\u0103 faz\u0103, va fi posibil\u0103 renegocierea datoriilor de p\u00e2n\u0103 la 20.000 R$, cu accent special pe datoriile de p\u00e2n\u0103 la 5.000 R$ \u0219i pe cardurile de credit.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reducerile medii oferite vor fi de aproximativ 83% \u0219i pot ajunge la impresionanta sum\u0103 de 96% \u00een anumite cazuri, cum ar fi facturile la cardul de credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Verific\u0103-\u021bi datoriile! <em>Iat\u0103 cum po\u021bi verifica gratuit CPF-ul (num\u0103rul de identificare fiscal\u0103 brazilian) pe Serasa:<\/em><\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size is-style-3d\" style=\"font-size:21px\"><a class=\"wp-block-button__link has-vivid-purple-background-color has-background wp-element-button\" href=\"https:\/\/noticias-gerais.online\/ro\/serasa-como-consultar-gratis-o-seu-cpf\/?utm_source=lp_pg_db_serasa_b1\">\ud83d\udc49 Serasa \u2013 Cum s\u0103 v\u0103 verifica\u021bi gratuit CPF-ul<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Se pot negocia facturile de pe cardul de credit?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Este posibil s\u0103 negociezi datoria de pe cardul de credit prin intermediul programului.<a href=\"https:\/\/www.caixa.gov.br\/voce\/negociacao\/perguntas-frequentes-desenrola\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noopener\"> Dezv\u0103luie Brazilia<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Acest program acoper\u0103 toate datoriile contractate la b\u0103nci p\u00e2n\u0103 la 31 decembrie 2022, inclusiv facturile restante de la cardurile de credit \u0219i alte tipuri de datorii, cum ar fi \u00eemprumuturile neachitate, de exemplu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Guvernul a stabilit o cerin\u021b\u0103 minim\u0103 pentru renegociere: plata \u00een rate pe o perioad\u0103 de cel pu\u021bin 12 luni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Se a\u0219teapt\u0103 ca acest program s\u0103 beneficieze de aproximativ 30 de milioane de oameni.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Totu\u0219i, termenii specifici ai tranzac\u021biei pot varia \u00een func\u021bie de banca c\u0103reia persoana \u00eei datoreaz\u0103 banii.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Unele institu\u021bii ofer\u0103 reduceri de p\u00e2n\u0103 la 90% la suma ini\u021bial\u0103 a datoriei pentru cei care aleg s\u0103 efectueze o plat\u0103 integral\u0103 dintr-o singur\u0103 dat\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Urm\u0103toarele b\u0103nci \u0219i institu\u021bii financiare particip\u0103 la Desenrola Brasil:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Banca Braziliei;<\/li>\n\n\n\n<li>Caixa Economic\u0103 Federal\u0103;<\/li>\n\n\n\n<li>Br\u0103desco;<\/li>\n\n\n\n<li>Ita\u00fa;<\/li>\n\n\n\n<li>Santander.<\/li>\n\n\n\n<li>PicPay;<\/li>\n\n\n\n<li>Inter;<\/li>\n\n\n\n<li>Luiza Cred.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Cine se poate \u00eenregistra pentru Desenrola Brasil?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/KZBHKkYaGi-Kh0Ah4NJEcjICG2Xk1crPFOf_HSrUiwCyTynh3W-vkZgdWAcEG6bEH5KZhQrAxaCKIUPIR64YXvRo1lg1U515GVw1RZSwdmmon2eiYbBJ1TdcxGCeXYG2hD1i6CFbln0s0jyuBdrPCZ0\" alt=\"Desenrola Brasil\"\/><figcaption class=\"wp-element-caption\">Google Imagini<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Persoanele cu un venit lunar de p\u00e2n\u0103 la dou\u0103 salarii minime (R$ 2.640) sau care sunt \u00eenregistrate \u00een Registrul Unic.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Guvernul estimeaz\u0103 c\u0103 aceast\u0103 faz\u0103 a programului Desenrola ar putea aduce beneficii unui num\u0103r de p\u00e2n\u0103 la 32 de milioane de persoane.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ce datorii vor fi eligibile pentru renegociere?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Programul va acorda prioritate datoriilor de p\u00e2n\u0103 la 5.000 R$ per debitor. Va fi posibil\u0103 renegocierea at\u00e2t a datoriilor bancare, c\u00e2t \u0219i a celor nebancare, cum ar fi facturile de la cardurile de credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De exemplu, tranzac\u021biile contractate \u00eentre 1 ianuarie 2019 \u0219i 31 decembrie 2022 vor fi, de asemenea, scutite de IOF (Taxa pe Tranzac\u021biile Financiare).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru datoriile cuprinse \u00eentre 5.000 \u0219i 20.000 R$, acestea pot fi renegociate, dar cu condi\u021bia pl\u0103\u021bii \u00een numerar, \u00eentruc\u00e2t nu vor avea garan\u021bia Trezoreriei Na\u021bionale prin Fondul de Garantare pentru Opera\u021biuni (FGO).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Volumul total al tranzac\u021biilor ar putea ajunge la 25 de miliarde R$ dup\u0103 aplicarea reducerilor.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ministrul Fernando Haddad \u0219i-a exprimat optimismul vineri (29), afirm\u00e2nd c\u0103, \u00eempreun\u0103 cu cre\u0219terea veniturilor popula\u021biei, reducerea \u0219omajului \u0219i a ratelor dob\u00e2nzilor, toate acestea ne-ar putea face s\u0103 ne imagin\u0103m un al patrulea trimestru mai bun dec\u00e2t se a\u0219tepta.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ce op\u021biuni de plat\u0103 sunt disponibile?&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru datoriile din banda 1, exist\u0103 posibilitatea pl\u0103\u021bilor \u00een rate \u00een p\u00e2n\u0103 la 60 de rate, cu o valoare minim\u0103 de R$ 50 per rat\u0103 \u0219i o dob\u00e2nd\u0103 de p\u00e2n\u0103 la 1.99% pe lun\u0103.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consumatorii au flexibilitatea de a efectua pl\u0103\u021bi prin debit direct, chitan\u021b\u0103 bancar\u0103 sau Pix.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen plus, este posibil\u0103 \u0219i achitarea datoriilor simultan prin intermediul platformei Desenrola Brasil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Totu\u0219i, este important de subliniat c\u0103 datoriile cu valori cuprinse \u00eentre 5.000 R$ \u0219i 20.000 R$ pot fi achitate integral doar \u00een numerar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Programul prioritizeaz\u0103 datoriile mai mici, de p\u00e2n\u0103 la 5 mii de rande ($), care sunt garantate de Trezoreria Na\u021bional\u0103 (FGO).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Orice sum\u0103 care dep\u0103\u0219e\u0219te aceast\u0103 limit\u0103 devine responsabilitatea creditorilor \u00een\u0219i\u0219i \u0219i, prin urmare, este necesar\u0103 ca plat\u0103 unic\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru a facilita luarea deciziilor, debitorii au op\u021biunea de a simula sumele care urmeaz\u0103 a fi renegociate.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aceast\u0103 func\u021bionalitate va fi accesibil\u0103 pe platforma Desenrola \u0219i va lua \u00een considerare informa\u021biile furnizate de debitor, precum \u0219i condi\u021biile propuse de b\u0103nci. Vede\u021bi \u0219i cum func\u021bioneaz\u0103 Pix Parcelado:<a href=\"https:\/\/noticias-gerais.online\/ro\/pix-parcelado-o-que-e-e-como-funciona\/\"> Aici<\/a>!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ave\u021bi \u00eentreb\u0103ri despre programul Desenrola Brasil? L\u0103sa\u021bi-le \u00een comentariile blogului de mai jos!<\/p>","protected":false},"excerpt":{"rendered":"<p>A pr\u00f3xima fase do programa Desenrola Brasil est\u00e1 programada para ser inaugurada em 9 de outubro, de acordo com informa\u00e7\u00f5es do governo.&nbsp; Nessa nova etapa, ser\u00e1 poss\u00edvel renegociar d\u00edvidas no valor de at\u00e9 R$ 20 mil, com \u00eanfase especial nas d\u00edvidas de at\u00e9 R$ 5.000 e cart\u00f5es de cr\u00e9dito.&nbsp; Os descontos m\u00e9dios oferecidos ser\u00e3o de [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":3507,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27,14],"tags":[641,640,639,642],"class_list":["post-3506","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios-sociais","category-economia","tag-cartao-de-credito","tag-credito","tag-desenrola-brasil","tag-dividas-2"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/posts\/3506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/comments?post=3506"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/posts\/3506\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/media\/3507"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/media?parent=3506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/categories?post=3506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/tags?post=3506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}