{"id":3791,"date":"2023-11-22T19:59:46","date_gmt":"2023-11-22T22:59:46","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=3791"},"modified":"2023-12-08T15:21:21","modified_gmt":"2023-12-08T18:21:21","slug":"isencao-minha-casa-minha-vida","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/ro\/isencao-minha-casa-minha-vida\/","title":{"rendered":"Scutire \u00een Minha Casa Minha Vida: Cine se calific\u0103?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Noi evolu\u021bii \u00een programul Minha Casa Minha Vida! Persoanele care primesc Bolsa Fam\u00edlia sau Plata Continu\u0103 a Beneficiilor (BPC) au acum \u00eenc\u0103 un motiv de s\u0103rb\u0103toare.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen cele din urm\u0103, guvernul a decis c\u0103 nu mai trebuie s\u0103-\u0219i fac\u0103 griji cu privire la pl\u0103\u021bile ipotecare pentru propriet\u0103\u021bile achizi\u021bionate prin programul Minha Casa Minha Vida. A\u0219a este, s-ar putea chiar s\u0103 \u00ee\u0219i poat\u0103 procura o cas\u0103 f\u0103r\u0103 a pl\u0103ti nimic!&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aceast\u0103 schimbare vine odat\u0103 cu o nou\u0103 politic\u0103 a guvernului federal, care scute\u0219te beneficiarii de la plata ratelor la \u00eemprumut.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Citeste si:<\/h2><nav><ul><li class=\"\"><a href=\"https:\/\/noticias-gerais.online\/ro\/kit-antena-digital-veja-como-conseguir-gratuitamente\/\">Kit anten\u0103 digital\u0103: vezi cum s\u0103-l ob\u021bii gratuit<\/a><\/li><li class=\"\"><a href=\"https:\/\/noticias-gerais.online\/ro\/saque-aniversario-fgts-veja-o-calendario\/\">Retragere de na\u0219tere FGTS: vezi calendarul de retragere<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"que-possui-direito-a-isencao-no-minha-casa-minha-vida\"><strong>Cine este eligibil pentru scutire \u00een cadrul programului Minha Casa Minha Vida?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"470\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas.jpg\" alt=\"Minha Casa Minha Vida\" class=\"wp-image-3792\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas.jpg 900w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas-300x157.jpg 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas-768x401.jpg 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas-150x78.jpg 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/Thumb-Post-Blog-65-MCMV-2023-Novidades-e-Mudancas-696x363.jpg 696w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">Google Images<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Vede\u021bi aceast\u0103 nou\u0103 func\u021bie pentru cei care primesc <a href=\"https:\/\/www.gov.br\/mds\/pt-br\/acoes-e-programas\/bolsa-familia\" target=\"_blank\" rel=\"noopener\">Aloca\u021bie familial\u0103<\/a> \u0218i BPC: acum, dac\u0103 achi\u021bi un credit, este posibil s\u0103 fii scutit de ratele viitoare.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ministerul Ora\u0219elor estimeaz\u0103 c\u0103 aproximativ 600.000 de familii care primesc Bolsa Fam\u00edlia \u0219i alte 150.000 cu cineva care prime\u0219te BPC ar putea beneficia de acest lucru.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Acest lucru nu se aplic\u0103 tuturor propriet\u0103\u021bilor din program, ci doar celor care se calific\u0103 pentru finan\u021bare din partea FAR, FDS \u0219i PNHR.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0218i mai e ceva: ratele deja pl\u0103tite nu vor fi rambursate, bine? Aceast\u0103 scutire va fi valabil\u0103 \u00eencep\u00e2nd cu 28 septembrie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0218i nu conteaz\u0103 dac\u0103 contractul t\u0103u este vechi sau nou-nou\u021b. Dac\u0103 ai semnat \u00eenainte de 28 septembrie \u0219i erai deja \u00eenscris la Bolsa Fam\u00edlia sau BPC la acea dat\u0103, po\u021bi r\u0103sufla u\u0219urat \u00een ceea ce prive\u0219te ratele viitoare.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"como-saber-se-voce-possui-direito\"><strong>Cum \u0219tiu dac\u0103 sunt eligibil\/\u0103?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Caixa are la dispozi\u021bie p\u00e2n\u0103 la o lun\u0103 pentru a implementa noile reguli ale programului Minha Casa Minha Vida, deoarece ei sunt responsabili de program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dup\u0103 trecerea acestei perioade, unele familii nu vor mai trebui s\u0103 pl\u0103teasc\u0103 rate deocamdat\u0103, dar numai dac\u0103 \u00eendeplinesc criteriile corecte.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ministerul Ora\u0219elor a avertizat deja c\u0103 cei responsabili de contracte au la dispozi\u021bie p\u00e2n\u0103 la \u0219ase luni pentru a rezolva totul.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"os-imoveis-tambem-podem-ser-subsidiados-ou-financiados\"><strong>Propriet\u0103\u021bile pot fi, de asemenea, subven\u021bionate sau finan\u021bate.<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1024x682.webp\" alt=\"\" class=\"wp-image-3793\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1024x682.webp 1024w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-300x200.webp 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-768x512.webp 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1536x1024.webp 1536w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-2048x1365.webp 2048w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-150x100.webp 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-696x464.webp 696w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1068x712.webp 1068w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/11\/BolsaFamilia-CartaoBolsaFamilia-30Jul2021-214-scaled-1-1920x1280.webp 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Google Images<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen Brazilia, guvernul federal ofer\u0103 o m\u00e2n\u0103 de ajutor celor care vor s\u0103-\u0219i cumpere propria cas\u0103: subven\u021bia, care este practic o parte din valoarea propriet\u0103\u021bii pe care o pl\u0103te\u0219te guvernul.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen acest fel, familia acoper\u0103 ceea ce lipse\u0219te, pentru cei care c\u00e2\u0219tig\u0103 p\u00e2n\u0103 la o anumit\u0103 sum\u0103 (aceasta este a\u0219a-numita categorie de venit 1), valoarea maxim\u0103 a casei sau apartamentului este de 170 mii R$ \u00een ora\u0219 \u0219i 75 mii R$ \u00een mediul rural.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Uite c\u00e2t de tare e asta: \u00een unele cazuri, guvernul poate pl\u0103ti peste 90% din valoarea casei.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cei din categoria cu venituri cele mai mici (Faixa 1) care primesc \u0219i Bolsa Fam\u00edlia sau BPC pot chiar s\u0103 ob\u021bin\u0103 o proprietate gratuit. Ratele, atunci c\u00e2nd este cazul, \u00eencep de la 1 TP4T 80 R$ pe lun\u0103 \u0219i continu\u0103 timp de aproximativ 5 ani.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dar asta nu e tot: exist\u0103 mai multe op\u021biuni de finan\u021bare, care se pot extinde p\u00e2n\u0103 la 35 de ani!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"outras-faixas-de-financiamento\"><strong>Alte fluxuri de finan\u021bare<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru cei cu venituri pu\u021bin mai mari, p\u00e2n\u0103 la $ 4.400 R$ (aceasta este banda 2), propriet\u0103\u021bile au o limit\u0103 de pre\u021b cuprins\u0103 \u00eentre 190.000 \u0219i 264.000 R$. \u00centre timp, cei cu venituri de p\u00e2n\u0103 la $ 8.000 R$ (banda 3) pot lua \u00een considerare propriet\u0103\u021bi de p\u00e2n\u0103 la 350.000 R$.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ratele dob\u00e2nzilor sunt extrem de mici, \u00eencep\u00e2nd de la 4% pe an \u0219i ajung\u00e2nd p\u00e2n\u0103 la 8.16%, \u00een func\u021bie de venitul dvs. \u0219i de locul \u00een care locui\u021bi.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cei care au FGTS (fondul de compensa\u021bii pentru angaja\u021bi din Brazilia) pot beneficia de o reducere \u0219i mai mare la aceste taxe. Ah, \u0219i pute\u021bi alege \u00eentre propriet\u0103\u021bi noi sau second-hand. Exist\u0103 multe op\u021biuni!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Acum, dac\u0103 faci parte din grupa 1 a programului Minha Casa, Minha Vida, dar nu prime\u0219ti Bolsa Fam\u00edlia sau BPC, exist\u0103 \u0219i alte ve\u0219ti bune.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vor reduce num\u0103rul de rate pe care trebuie s\u0103 le pl\u0103ti\u021bi pentru proprietate de la 120 la 60; acest lucru se aplic\u0103 locuin\u021belor contractate \u00een cadrul Programului Na\u021bional de Locuin\u021be Urbane.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nivelul 1 este pentru cei care c\u00e2\u0219tig\u0103 p\u00e2n\u0103 la 2.640 R$ pe lun\u0103. Fi\u021bi cu ochii pe reguli \u0219i intervalele de venit pentru a vedea cum v\u0103 poate ajuta acest lucru.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consulta\u021bi \u0219i programul Desenrola Brasil: <a href=\"https:\/\/noticias-gerais.online\/ro\/desenrola-brasil-desconto-em-dividas-do-cartao-de-credito-de-ate-96\/\">Aici<\/a>\u00centreb\u0103ri despre scutirea de la programul Minha Casa Minha Vida? L\u0103sa\u021bi-le \u00een comentariile de mai jos!<\/p>","protected":false},"excerpt":{"rendered":"<p>Novidades do Minha Casa Minha Vida! Pessoas que recebem Bolsa Fam\u00edlia ou Benef\u00edcio de Presta\u00e7\u00e3o Continuada (BPC) agora t\u00eam um motivo a mais para comemorar.&nbsp; Afinal, o governo decidiu que eles n\u00e3o precisam mais se preocupar com as presta\u00e7\u00f5es dos im\u00f3veis adquiridos pelo programa Minha Casa Minha Vida. Isso mesmo, pode ser que eles consigam [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":3792,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[705,704,123,518],"class_list":["post-3791","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios-sociais","tag-casa-verde-e-amarela","tag-isencao","tag-minha-casa-minha-vida","tag-programa-habitacional"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/posts\/3791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/comments?post=3791"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/posts\/3791\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/media\/3792"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/media?parent=3791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/categories?post=3791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/ro\/wp-json\/wp\/v2\/tags?post=3791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}