{"id":1741,"date":"2023-03-23T10:50:13","date_gmt":"2023-03-23T13:50:13","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=1741"},"modified":"2023-03-29T11:28:16","modified_gmt":"2023-03-29T14:28:16","slug":"minha-casa-minha-vida-2023","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/sk\/minha-casa-minha-vida-2023\/","title":{"rendered":"M\u00f4j domov, m\u00f4j \u017eivot 2023"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Vedeli ste, \u017ee program Minha Casa Minha Vida 2023 bude ma\u0165 k dispoz\u00edcii viac ako 15 000 jednotiek, registr\u00e1cie s\u00fa otvoren\u00e9 a svoj sen o vlastnom b\u00fdvan\u00ed si m\u00f4\u017eete splni\u0165 t\u00fdm, \u017ee urob\u00edte prv\u00fd krok e\u0161te dnes?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u00e1te z\u00e1ujem? Potom si pre\u010d\u00edtajte tento obsah a\u017e do konca, preto\u017ee sa tu dozviete v\u0161etko, \u010do potrebujete vedie\u0165 o tejto t\u00e9me, vr\u00e1tane toho, ako sa zaregistrova\u0165.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Po\u010fme?<\/span><\/p>\n<h2><b>Ako funguje program Minha Casa Minha Vida 2023?<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1757\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1.png\" alt=\"\" width=\"940\" height=\"588\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1.png 940w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1-300x188.png 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1-768x480.png 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1-150x94.png 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/03\/Minha-Casa-Minha-Vida-2023-1-696x435.png 696w\" sizes=\"auto, (max-width: 940px) 100vw, 940px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Program \u201eMinha Casa, Minha Vida\u201c (M\u00f4j dom, m\u00f4j \u017eivot) bol vytvoren\u00fd s cie\u013eom pon\u00faknu\u0165 rodin\u00e1m s hrub\u00fdm mesa\u010dn\u00fdm pr\u00edjmom do 1 140 800 realov mo\u017enos\u0165 vlastni\u0165 si vlastn\u00fd domov. Okrem toho bud\u00fa ma\u0165 mo\u017enos\u0165 zapoji\u0165 sa do programu aj \u013eudia bez domova.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Preto prv\u00fdm a jedin\u00fdm krit\u00e9riom pre \u00fa\u010das\u0165 v programe Minha Casa, Minha Vida je pr\u00edjem, pri\u010dom rodiny s\u00fa rozdelen\u00e9 do skup\u00edn pod\u013ea mesa\u010dn\u00e9ho pr\u00edjmu ka\u017ed\u00e9ho jednotlivca:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">1. Mestsk\u00e1 \u00farove\u0148: Mesa\u010dn\u00fd pr\u00edjem mus\u00ed by\u0165 do v\u00fd\u0161ky 2 649,00 R$;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">2. Mestsk\u00e1 kateg\u00f3ria: Mesa\u010dn\u00fd pr\u00edjem mus\u00ed by\u0165 medzi 2 640,01 a 4 400,00 R$;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">3. Mestsk\u00e1 kateg\u00f3ria: Mesa\u010dn\u00fd pr\u00edjem mus\u00ed by\u0165 medzi 4 400,01 a 8 000 R$.<\/span><\/li>\n<\/ul>\n<h3><b>\u2013 Rodiny z vidieckych oblast\u00ed:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Ak \u017eijete vo vidieckych oblastiach, rozsahy s\u00fa ro\u010dn\u00e9:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">1. Vidiecka \u00farove\u0148: Hrub\u00fd ro\u010dn\u00fd rodinn\u00fd pr\u00edjem mus\u00ed by\u0165 do 31 680,00 R$;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">2. Vidiecka kateg\u00f3ria: Hrub\u00fd ro\u010dn\u00fd rodinn\u00fd pr\u00edjem mus\u00ed by\u0165 medzi 31 680,01 a 52 800,00 R$;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">3. Vidiecka kateg\u00f3ria: Hrub\u00fd ro\u010dn\u00fd pr\u00edjem mus\u00ed by\u0165 medzi 52 800,01 a 96 000 R$.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Je d\u00f4le\u017eit\u00e9 ma\u0165 na pam\u00e4ti, \u017ee toto opatrenie pri v\u00fdpo\u010dte rodinn\u00e9ho pr\u00edjmu nezoh\u013ead\u0148uje ur\u010dit\u00e9 soci\u00e1lne, soci\u00e1lne ani d\u00f4chodkov\u00e9 d\u00e1vky. D\u00e1vky, ktor\u00e9 sa pri v\u00fdpo\u010dte pr\u00edjmu nezoh\u013ead\u0148uj\u00fa, s\u00fa:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Poistenie v nezamestnanosti;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">BPC \u2013 Priebe\u017en\u00e1 v\u00fdplata d\u00e1vok;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Rodinn\u00fd pr\u00eddavok;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Nemocensk\u00e9 d\u00e1vky.<\/span><\/li>\n<\/ul>\n<h3><b>Rodiny v 1. p\u00e1sme z\u00edskaj\u00fa \u010fal\u0161ie v\u00fdhody:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Z 15 000 domov, ktor\u00e9 bud\u00fa dodan\u00e9, bude 50% dodan\u00fdch rodin\u00e1m v r\u00e1mci 1. p\u00e1sma, o ktorom sme hovorili u\u017e sk\u00f4r.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Rodiny nakoniec nezaplatili pln\u00fa hodnotu domu. Pod\u013ea tohto modelu vl\u00e1da pokryje 801 a\u017e 951 a\u017e 3 000 000 000 z hodnoty nehnute\u013enosti. Zvy\u0161n\u00fa sumu, ktor\u00e1 sa m\u00f4\u017ee pohybova\u0165 od 51 do 3 000 000 000 000, si rodina m\u00f4\u017ee financova\u0165 sama a spl\u00e1ca\u0165 ju vo viacer\u00fdch spl\u00e1tkach s n\u00edzkymi \u00farokov\u00fdmi sadzbami.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Zauj\u00edmav\u00e9 je, \u017ee zmluvy a registr\u00e1cie bydliska by mali by\u0165 v\u017edy na meno \u017eeny, aj ke\u010f man\u017eel ned\u00e1 s\u00fahlas.<\/span><\/p>\n<h2><b>Ak\u00e9 s\u00fa krit\u00e9ri\u00e1 \u00fa\u010dasti na programe Minha Casa Minha Vida 2023?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Existuj\u00fa ur\u010dit\u00e9 krit\u00e9ri\u00e1 pre \u00fa\u010das\u0165 v programe Minha Casa, Minha Vida 2023. S\u00fa rozdelen\u00e9 do pr\u00edjmov\u00fdch skup\u00edn. Preberieme ich ni\u017e\u0161ie:<\/span><\/p>\n<h3><b>\u2013 Krit\u00e9ri\u00e1 pre rodiny v p\u00e1sme 1:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Rodiny v 1. p\u00e1sme musia ma\u0165 samozrejme mesa\u010dn\u00fd pr\u00edjem do v\u00fd\u0161ky 2 640,00 Braz\u00edlskych realov. Okrem toho \u017eiadny z \u010dlenov nesmie vlastni\u0165 dom, ma\u0165 pr\u00e1va na ak\u00fdko\u013evek majetok ani by\u0165 kupuj\u00facim.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Okrem t\u00fdchto bodov si va\u0161a rodina mus\u00ed v pr\u00edpade \u00fa\u010dasti v 1. p\u00e1sme da\u0165 pozor na tri veci, ktor\u00e9 si vy\u017eaduj\u00fa osobitn\u00fa pozornos\u0165:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Nem\u00e1te n\u00e1rok na \u017eiadne d\u00e1vky na b\u00fdvanie, \u010di u\u017e od obce, \u0161t\u00e1tu alebo vl\u00e1dy;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Z\u013eavy na k\u00fapu domu ste nemohli z\u00edska\u0165 z v\u00e1\u0161ho FGTS (braz\u00edlskeho fondu pre odchodn\u00e9 zamestnancov).;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Rodine nemohli by\u0165 poskytnut\u00e9 z\u013eavy na n\u00e1kup stavebn\u00e9ho materi\u00e1lu na dokon\u010denie, roz\u0161\u00edrenie alebo rekon\u0161trukciu nehnute\u013enosti.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ak vy a va\u0161a rodina sp\u013a\u0148ate tieto krit\u00e9ri\u00e1, m\u00f4\u017eete sa zaregistrova\u0165 v Caixa Econ\u00f4mica Federal.<\/span><\/p>\n<h3><b>\u2013 Krit\u00e9ri\u00e1 pre rodiny v p\u00e1smach 2 a 3:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Pre rodiny v p\u00e1smach 2 a 3 sa krit\u00e9ri\u00e1 za\u010d\u00ednaj\u00fa pr\u00edjmom, ktor\u00fd nesmie presiahnu\u0165 8 tis\u00edc R$.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V skuto\u010dnosti je to jedin\u00e9 krit\u00e9rium; okrem toho m\u00f4\u017eete postupova\u0165 pod\u013ea krokov registr\u00e1cie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">O ka\u017edom z nich budeme diskutova\u0165 ni\u017e\u0161ie.<\/span><\/p>\n<h2><b>Ako sa zaregistrujem do programu Minha Casa Minha Vida 2023?<\/b><\/h2>\n<h3><b>Registr\u00e1cia pre rodiny v 1. p\u00e1sme:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Ak sa chcete zaregistrova\u0165, mus\u00edte \u00eds\u0165 na svoj mestsk\u00fd \u00farad a potom po\u010dka\u0165, k\u00fdm Caixa (braz\u00edlska banka) over\u00ed inform\u00e1cie, ktor\u00e9 ste poskytli. Po schv\u00e1len\u00ed v\u00e1m bude ozn\u00e1men\u00fd d\u00e1tum \u017erebovania o b\u00fdvanie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Je d\u00f4le\u017eit\u00e9 si uvedomi\u0165, \u017ee lot\u00e9rie sa konaj\u00fa iba vtedy, ke\u010f mesto nem\u00e1 dostatok domov z programu \u201eMinha Casa, Minha Vida 2023\u201c na to, aby splnilo po\u010det registrovan\u00fdch rod\u00edn.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ak program vyberie rodinu, bud\u00fa poskytnut\u00e9 inform\u00e1cie o nej.<\/span><span style=\"font-weight: 400;\">\u00a0podrobnosti o predplatnom <\/span><span style=\"font-weight: 400;\">a k\u00fapno-predajn\u00fa zmluvu. Nakoniec, ke\u010f je v\u0161etko v poriadku, zost\u00e1va u\u017e len podp\u00edsa\u0165 a to je v\u0161etko.<\/span><\/p>\n<h3><b>Registr\u00e1cia pre rodiny v 2. a 3. kateg\u00f3rii:<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Zmluvu je mo\u017en\u00e9 uzavrie\u0165 priamo s organiz\u00e1torom programu alebo v samotnej spolo\u010dnosti Caixa. Na za\u010datie procesu mus\u00ed ma\u0165 rodina u\u017e vybran\u00fa nehnute\u013enos\u0165, aby sa prostredn\u00edctvom webovej str\u00e1nky mohla vykona\u0165 simul\u00e1cia financovania. <a href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/minha-casa-minha-vida\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noopener\">Krabica<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V tejto simul\u00e1cii, ktor\u00fa si urob\u00edte sami, pochop\u00edte podmienky a term\u00edny, aby ste zistili, \u010di je n\u00e1vrh v r\u00e1mci v\u00e1\u0161ho rodinn\u00e9ho rozpo\u010dtu zmyslupln\u00fd. Preto je d\u00f4le\u017eit\u00e9, aby ste u\u017e teraz poskytli niektor\u00e9 inform\u00e1cie, ako napr\u00edklad:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Pribli\u017en\u00e1 hodnota nehnute\u013enosti;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Poloha nehnute\u013enosti;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Osobn\u00e9 \u00fadaje;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u00a0 \u00a0 \u00a0 <\/span><span style=\"font-weight: 400;\">Hrub\u00fd rodinn\u00fd pr\u00edjem.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ak va\u0161a rodina v\u00fdsledok schv\u00e1li, p\u00f4jdete do pobo\u010dky Caixa a doru\u010d\u00edte dokumenty do banky. Po ich anal\u00fdze a ak je v\u0161etko v poriadku, rodina podp\u00ed\u0161e zmluvu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>Sabia que o programa Minha Casa Minha Vida 2023 vai ter mais de 15 mil unidades dispon\u00edveis, as inscri\u00e7\u00f5es est\u00e3o abertas e voc\u00ea pode conquistar a sua casa pr\u00f3pria dando o primeiro passo hoje? Se interessou? Ent\u00e3o leia esse conte\u00fado at\u00e9 o final, pois aqui abordaremos tudo o que precisa saber sobre o assunto, inclusive, [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":1757,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[123],"class_list":["post-1741","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios-sociais","tag-minha-casa-minha-vida"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/1741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/comments?post=1741"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/1741\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media\/1757"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media?parent=1741"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/categories?post=1741"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/tags?post=1741"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}