{"id":1908,"date":"2023-04-09T10:00:00","date_gmt":"2023-04-09T13:00:00","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=1908"},"modified":"2025-10-20T15:05:56","modified_gmt":"2025-10-20T18:05:56","slug":"descubra-5-beneficios-do-aplicativo-caixa-tem","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/sk\/descubra-5-beneficios-do-aplicativo-caixa-tem\/","title":{"rendered":"Objavte 5 v\u00fdhod aplik\u00e1cie Caixa Tem.<\/strong>"},"content":{"rendered":"

Aplik\u00e1ciu Caixa Tem spustila v roku 2020 spolo\u010dnos\u0165 Caixa Econ\u00f4mica Federal s cie\u013eom umo\u017eni\u0165 pr\u00edstup k finan\u010dn\u00fdm a soci\u00e1lnym slu\u017eb\u00e1m od feder\u00e1lnej vl\u00e1dy.<\/p>\n\n\n\n

Prostredn\u00edctvom neho je mo\u017en\u00e9 pobera\u0165 soci\u00e1lne d\u00e1vky, ako napr\u00edklad Bolsa Fam\u00edlia a pomoc v n\u00fadzi, ako aj plati\u0165 \u00fa\u010dty a vykon\u00e1va\u0165 bankov\u00e9 prevody.<\/p>\n\n\n\n

Hlavn\u00fdm \u00fa\u010delom aplik\u00e1cie Caixa Tem je poskytn\u00fa\u0165 jednoduch\u00e9 a dostupn\u00e9 digit\u00e1lne rie\u0161enie pre jednotlivcov s n\u00edzkymi pr\u00edjmami, ktor\u00ed nemaj\u00fa be\u017en\u00fd bankov\u00fd \u00fa\u010det.<\/p>\n\n\n\n

Ak\u00e9 s\u00fa v\u00fdhody aplik\u00e1cie Caixa Tem?<\/strong><\/h2>\n\n\n\n
\"\"
Zdroj: Obr\u00e1zky Google<\/figcaption><\/figure>\n\n\n\n

\u00da\u010det Caixa Tem pon\u00faka nieko\u013eko v\u00fdhod. Okrem toho nie ka\u017ed\u00fd vie, \u017ee \u00fa\u010det v aplik\u00e1cii Caixa Tem si m\u00f4\u017ee vytvori\u0165 ka\u017ed\u00fd ob\u010dan bez oh\u013eadu na to, \u010di pober\u00e1 d\u00e1vky soci\u00e1lnej pomoci alebo nie, tak\u017ee v\u00fdhody si m\u00f4\u017ee u\u017e\u00edva\u0165 ka\u017ed\u00fd!<\/p>\n\n\n\n

1 \u2013 V\u00fdnos zostatku na \u00fa\u010dte<\/strong><\/h3>\n\n\n\n

Nech\u00e1vanie pe\u0148az\u00ed vo\u013ene stojacich Caixa Tem<\/a> Ponechanie \u00fa\u010dtu otvoren\u00e9ho dlh\u0161ie ako 30 dn\u00ed m\u00f4\u017ee prinies\u0165 finan\u010dn\u00e9 v\u00fdhody v d\u00f4sledku pr\u00edjmov na \u00fa\u010dte.<\/p>\n\n\n\n

Zostatok na \u00fa\u010dte sa preto \u00faro\u010d\u00ed pod\u013ea \u00farokovej sadzby sporiaceho \u00fa\u010dtu, ktor\u00e1 je v s\u00fa\u010dasnosti na \u00farovni 70% sadzby Selic. Okrem toho s\u00fa sporiace \u00fa\u010dty naviazan\u00e9 na referen\u010dn\u00fa sadzbu, ktor\u00e1 je od septembra 2017 nulov\u00e1.<\/p>\n\n\n\n

Napr\u00edklad, ak pr\u00edjemca n\u00fadzovej pomoci ponech\u00e1 na svojom \u00fa\u010dte v aplik\u00e1cii Caixa Tem sumu R$50,00 po\u010das 30 po sebe nasleduj\u00facich dn\u00ed, m\u00f4\u017ee z\u00edska\u0165 18 centov na \u00farokoch, \u010do predstavuje spolu R$50,18.<\/p>\n\n\n\n

Tento potenci\u00e1l z\u00e1robku m\u00f4\u017ee by\u0165 zauj\u00edmavou mo\u017enos\u0165ou pre t\u00fdch, ktor\u00ed aplik\u00e1ciu pou\u017e\u00edvaj\u00fa, najm\u00e4 pre t\u00fdch, ktor\u00ed potrebuj\u00fa kr\u00e1tkodobo u\u0161etri\u0165 peniaze.<\/p>\n\n\n\n

2 \u2013 Pred\u010dasn\u00fd v\u00fdber narodeninovej platby FGTS<\/strong><\/h3>\n\n\n\n

Pou\u017e\u00edvatelia Caixa Tem sa m\u00f4\u017eu spo\u013eahn\u00fa\u0165 na nieko\u013eko mo\u017enost\u00ed p\u00f4\u017ei\u010diek vr\u00e1tane predv\u00eddania a\u017e troch obdob\u00ed v\u00fdberu k narodenin\u00e1m z FGTS. T\u00e1to alternat\u00edva pon\u00faka v\u00fdhody, ako je r\u00fdchlos\u0165, jednoduchos\u0165 a absencia byrokracie.<\/p>\n\n\n\n

Ak chcete z\u00edska\u0165 pr\u00edstup k tejto slu\u017ebe, jednoducho v aplik\u00e1cii vyberte konverz\u00e1ciu \u201cP\u00f4\u017ei\u010dka s v\u00fdberom k narodenin\u00e1m\u201d a postupujte pod\u013ea zobrazen\u00fdch pokynov.<\/p>\n\n\n\n

Hlavnou v\u00fdhodou tejto mo\u017enosti je, \u017ee pou\u017e\u00edvatelia m\u00f4\u017eu po\u017eiada\u0165 o p\u00f4\u017ei\u010dku bez toho, aby museli \u00eds\u0165 do fyzickej pobo\u010dky Caixa, preto\u017ee cel\u00e1 transakcia sa vykon\u00e1va online.<\/p>\n\n\n\n

Je potrebn\u00e9 poznamena\u0165, \u017ee na po\u017eiadanie o z\u00e1lohu je potrebn\u00e9 aktualizova\u0165 svoju registr\u00e1ciu v aplik\u00e1cii, ak pou\u017e\u00edvate\u013e e\u0161te nem\u00e1 sporiaci \u00fa\u010det Caixa Tem.<\/p>\n\n\n\n

3 \u2013 B\u00fdvanie priamo cez aplik\u00e1ciu Caixa Tem<\/strong><\/h3>\n\n\n\n

S aplik\u00e1ciou Caixa Tem maj\u00fa pou\u017e\u00edvatelia mo\u017enos\u0165 pohodlne spravova\u0165 svoju zmluvu o b\u00fdvan\u00ed priamo prostredn\u00edctvom aplik\u00e1cie. T\u00e1to mo\u017enos\u0165 pon\u00faka nieko\u013eko v\u00fdhod, ako napr\u00edklad mo\u017enos\u0165 zobrazi\u0165 si s\u00fahrn zmluvy a nesplaten\u00e9 alebo nadch\u00e1dzaj\u00face spl\u00e1tky.<\/p>\n\n\n\n

Okrem toho si pou\u017e\u00edvatelia m\u00f4\u017eu zvoli\u0165 platbu spl\u00e1tky priamo prostredn\u00edctvom aplik\u00e1cie, pokia\u013e suma nepresahuje 1 200,00 R$1 200,00, alebo si vygenerova\u0165 platobn\u00fd doklad na platbu prostredn\u00edctvom in\u00fdch kan\u00e1lov, ako s\u00fa bankomaty, lot\u00e9riov\u00e9 predajne alebo in\u00e9 banky.<\/p>\n\n\n\n

T\u00e1to mo\u017enos\u0165 platby poskytuje pohodlie a jednoduchos\u0165 pre pou\u017e\u00edvate\u013eov, ktor\u00ed si m\u00f4\u017eu r\u00fdchlo a bezpe\u010dne vyrie\u0161i\u0165 svoje finan\u010dn\u00e9 probl\u00e9my bez toho, aby museli opusti\u0165 domov.<\/p>\n\n\n\n

Stru\u010dne povedan\u00e9, spr\u00e1va b\u00fdvania priamo prostredn\u00edctvom aplik\u00e1cie Caixa Tem je praktickou a efekt\u00edvnou alternat\u00edvou pre pou\u017e\u00edvate\u013eov k spr\u00e1ve ich zml\u00fav.<\/p>\n\n\n\n

4 \u2013 Virtu\u00e1lna debetn\u00e1 karta<\/strong><\/h3>\n\n\n\n

Caixa Tem pon\u00faka pou\u017e\u00edvate\u013eom mo\u017enos\u0165 vlastni\u0165 virtu\u00e1lnu debetn\u00fa kartu, \u010do je praktick\u00fd a bezpe\u010dn\u00fd sp\u00f4sob vykon\u00e1vania finan\u010dn\u00fdch transakci\u00ed.<\/p>\n\n\n\n

V\u010faka nej m\u00f4\u017eu pou\u017e\u00edvatelia nakupova\u0165 online v prev\u00e1dzkach, ktor\u00e9 akceptuj\u00fa kartu Elo, ako aj plati\u0165 \u00fa\u010dty a prev\u00e1dza\u0165 peniaze prostredn\u00edctvom aplik\u00e1cie.<\/p>\n\n\n\n

Virtu\u00e1lna debetn\u00e1 karta je bezpe\u010dnej\u0161ou alternat\u00edvou k pou\u017e\u00edvaniu fyzickej karty na online n\u00e1kupy, preto\u017ee sa vyh\u00fdba odhaleniu \u010d\u00edsla va\u0161ej karty.<\/p>\n\n\n\n

Okrem toho je mo\u017en\u00e9 kedyko\u013evek si vygenerova\u0165 nov\u00fa virtu\u00e1lnu debetn\u00fa kartu, \u010d\u00edm sa e\u0161te viac zv\u00fd\u0161i bezpe\u010dnos\u0165 transakci\u00ed. Stru\u010dne povedan\u00e9, virtu\u00e1lna debetn\u00e1 karta v Caixa Tem je praktickou a bezpe\u010dnou mo\u017enos\u0165ou pre pohodln\u00e9 a efekt\u00edvne vykon\u00e1vanie finan\u010dn\u00fdch transakci\u00ed.<\/p>\n\n\n\n

5 - P\u00f4\u017ei\u010dky prostredn\u00edctvom Caixa Tem<\/strong><\/h3>\n\n\n\n

Program Caixa Tem Credit je digit\u00e1lny mikro\u00faverov\u00fd program zameran\u00fd na osoby s n\u00edzkymi pr\u00edjmami, ktor\u00e9 chc\u00fa po\u017eiada\u0165 o p\u00f4\u017ei\u010dky v rozmedz\u00ed od 300 do 1 000 realov.<\/p>\n\n\n\n

Ide o \u013eahko dostupn\u00fa \u00faverov\u00fa mo\u017enos\u0165 zameran\u00fa na pomoc jednotlivcom pri spl\u00e1can\u00ed dlhov a podnikate\u013eom pri podpore ich podnikania. <\/p>\n\n\n\n

V Caixa Tem si pou\u017e\u00edvate\u013e m\u00f4\u017ee vybra\u0165 medzi osobn\u00fdmi alebo produkt\u00edvnymi mo\u017enos\u0165ami, ktor\u00e9 s\u00fa ur\u010den\u00e9 na osobn\u00e9 v\u00fddavky alebo obchodn\u00e9 aktivity.<\/p>\n\n\n\n

Hoci existuj\u00fa obmedzenia pre t\u00fdch, ktor\u00ed poberaj\u00fa d\u00e1vku Bolsa Fam\u00edlia alebo maj\u00fa negat\u00edvnu \u00faverov\u00fa hist\u00f3riu, p\u00f4\u017ei\u010dka bude k dispoz\u00edcii ka\u017ed\u00e9mu pou\u017e\u00edvate\u013eovi s aktualizovanou registr\u00e1ciou. Slu\u017eba bude dostupn\u00e1 pod\u013ea mesiaca narodenia osoby.<\/p>\n\n\n\n

M\u00e1te ot\u00e1zky t\u00fdkaj\u00face sa aplik\u00e1cie Caixa Tem? Zanechajte ich v koment\u00e1roch ni\u017e\u0161ie!<\/p>","protected":false},"excerpt":{"rendered":"

Aplik\u00e1ciu Caixa Tem spustila v roku 2020 spolo\u010dnos\u0165 Caixa Econ\u00f4mica Federal s cie\u013eom umo\u017eni\u0165 pr\u00edstup k finan\u010dn\u00fdm a soci\u00e1lnym slu\u017eb\u00e1m od feder\u00e1lnej vl\u00e1dy.<\/p>","protected":false},"author":6,"featured_media":1911,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[185,181,184,183,182],"class_list":["post-1908","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aplicativos","tag-aplicativo","tag-aplicativo-caixa-tem","tag-banco-digital","tag-caixa-economica","tag-caixa-tem"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/1908","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/comments?post=1908"}],"version-history":[{"count":1,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/1908\/revisions"}],"predecessor-version":[{"id":6571,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/1908\/revisions\/6571"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media\/1911"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media?parent=1908"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/categories?post=1908"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/tags?post=1908"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}