{"id":2836,"date":"2023-07-27T17:00:00","date_gmt":"2023-07-27T20:00:00","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=2836"},"modified":"2023-07-27T17:40:10","modified_gmt":"2023-07-27T20:40:10","slug":"renegocia-conheca-o-mutirao-para-quitar-as-suas-dividas-com-desconto","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/sk\/renegocia-conheca-o-mutirao-para-quitar-as-suas-dividas-com-desconto\/","title":{"rendered":"Znovuvyjedna\u0165: Z\u00edskajte inform\u00e1cie o kampani na vyrovnanie dlhov so z\u013eavou."},"content":{"rendered":"

Minul\u00fd pondelok, 24. j\u00fala, feder\u00e1lna vl\u00e1da ozn\u00e1mila prostredn\u00edctvom N\u00e1rodn\u00e9ho sekretari\u00e1tu pre ochranu spotrebite\u013ea (Senacon) za\u010diatok programu \u201cZnovu vyjedn\u00e1va\u0165!\u201d.<\/p>\n\n\n\n

To iniciat\u00edva<\/a> Cie\u013eom programu je u\u013eah\u010di\u0165 vyrovnanie dlhov po splatnosti s verite\u013esk\u00fdmi spolo\u010dnos\u0165ami. Bude plati\u0165 do 11. augusta 2023.<\/p>\n\n\n\n

Program \u201cRenegocia!\u201d nahr\u00e1dza program Desenrola s cie\u013eom u\u013eah\u010di\u0165 op\u00e4tovn\u00e9 prerokovanie nesplaten\u00fdch dlhov v krajine.<\/p>\n\n\n\n

Hlavn\u00fd rozdiel medzi nimi spo\u010d\u00edva v tom, \u017ee spolo\u010dn\u00e9 \u00fasilie nestanovuje limit pr\u00edjmu ani maxim\u00e1lnu hodnotu dlhov, ktor\u00e9 je mo\u017en\u00e9 vyjedn\u00e1va\u0165, viac noviniek n\u00e1jdete ni\u017e\u0161ie!<\/p>\n\n\n\n

Kampa\u0148 \u201cZnovu vyjedn\u00e1vaj!\u201d: ako bude fungova\u0165?<\/strong><\/h2>\n\n\n\n
\"Renegocia\"
Obr\u00e1zky Google<\/figcaption><\/figure>\n\n\n\n

Je d\u00f4le\u017eit\u00e9 zd\u00f4razni\u0165, \u017ee v\u00fd\u0161ka dlhu a pr\u00edjem spotrebite\u013ea nie s\u00fa pre \u00fa\u010das\u0165 relevantn\u00e9.<\/p>\n\n\n\n

T\u00fdmto sp\u00f4sobom je mo\u017en\u00e9 op\u00e4tovne prerokova\u0165 nesplaten\u00e9 dlhy vo\u010di telekomunika\u010dn\u00fdm spolo\u010dnostiam, dod\u00e1vate\u013eom energie, bankov\u00fdm in\u0161tit\u00faci\u00e1m a in\u00fdm verite\u013eom. <\/p>\n\n\n\n

Za zmienku v\u0161ak stoj\u00ed, \u017ee dlhy s\u00favisiace s v\u00fd\u017eivn\u00fdm, vidieckymi \u00favermi a nehnute\u013enos\u0165ami nebud\u00fa do tohto programu zahrnut\u00e9.<\/p>\n\n\n\n

Program Desenrola, ktor\u00fd vytvorilo ministerstvo financi\u00ed, a program Renegocia!, ktor\u00fd je prepojen\u00fd s ministerstvom spravodlivosti (pod koordin\u00e1ciou Senaconu), s\u00fa doplnkov\u00e9 iniciat\u00edvy. <\/p>\n\n\n\n

Prezident Lula ned\u00e1vno podp\u00edsal dekr\u00e9t na posilnenie ochrany spotrebite\u013ea a pr\u00e1ve ten teraz zaved\u00fa Procony (agent\u00fary na ochranu spotrebite\u013ea). <\/p>\n\n\n\n

Cie\u013eom tejto iniciat\u00edvy je pom\u00f4c\u0165 spotrebite\u013eom s dlhmi vo v\u0161eobecnosti, nielen s bankov\u00fdmi dlhmi, ale aj s dlhmi vo\u010di obchodom, vod\u00e1rensk\u00fdm a elektr\u00e1rensk\u00fdm spolo\u010dnostiam. <\/p>\n\n\n\n

Cie\u013eom je zabezpe\u010di\u0165, aby si \u013eudia mohli obnovi\u0165 svoju \u00faverov\u00fa hist\u00f3riu a mali tak lep\u0161ie podmienky na spl\u00e1canie, uviedol Fl\u00e1vio Dino, minister spravodlivosti a verejnej bezpe\u010dnosti.<\/p>\n\n\n\n

Ako znovu prerokova\u0165 dlhy?<\/strong><\/h2>\n\n\n\n

\u013dudia so z\u00e1ujmom o znovu prerokova\u0165 svoje dlhy<\/a> Mali by vyh\u013eada\u0165 osobn\u00fa pomoc od in\u0161tit\u00faci\u00ed na ochranu spotrebite\u013ea v celej krajine, ako s\u00fa Procons, \u00darad verejn\u00e9ho ochrancu pr\u00e1v, \u00darad \u0161t\u00e1tneho z\u00e1stupcu a zdru\u017eenia.\u00a0<\/p>\n\n\n\n

Na zvolenom mieste bude musie\u0165 spotrebite\u013e predlo\u017ei\u0165 svoje osobn\u00e9 doklady a zmluvy o prevzat\u00ed dlhu.<\/p>\n\n\n\n

Je tie\u017e mo\u017en\u00e9 predlo\u017ei\u0165 in\u00e9 dokumenty, ktor\u00e9 preukazuj\u00fa dlh, napr\u00edklad fakt\u00fary. <\/p>\n\n\n\n

Okrem toho existuje mo\u017enos\u0165 vykona\u0165 postup op\u00e4tovn\u00e9ho prerokovania online prostredn\u00edctvom nasleduj\u00facej webovej adresy. <\/p>\n\n\n\n

Dl\u017en\u00edci bud\u00fa m\u00f4c\u0165 op\u00e4tovne rokova\u0165 medzi 24. j\u00falom a 11. augustom 2023.<\/p>\n\n\n\n

Ak sa chcete zapoji\u0165 do online kampane \u201cZnovu vyjedn\u00e1va\u0165!\u201d, budete potrebova\u0165:<\/p>\n\n\n\n

1. Z\u00edskajte pr\u00edstup k uvedenej platforme pomocou svojho strieborn\u00e9ho alebo zlat\u00e9ho \u00fa\u010dtu GOV.BR;<\/p>\n\n\n\n

2. N\u00e1jdite dlh, o ktorom chcete rokova\u0165;<\/p>\n\n\n\n

3. Vyberte mo\u017enos\u0165 \u201cProbl\u00e9m\u201d a potom \u201cPrerokovanie dlhu\/spl\u00e1tkov\u00fd kalend\u00e1r\u201d;<\/p>\n\n\n\n

4. V poli \u201cPopis s\u0165a\u017enosti\u201d potvr\u010fte svoj z\u00e1mer z\u00fa\u010dastni\u0165 sa procesu op\u00e4tovn\u00e9ho rokovania;<\/p>\n\n\n\n

5. N\u00e1sledne verite\u013esk\u00e1 spolo\u010dnos\u0165 predlo\u017e\u00ed n\u00e1vrh a rokovania bud\u00fa prebieha\u0165 prostredn\u00edctvom digit\u00e1lneho syst\u00e9mu.<\/p>\n\n\n\n

Projekt Unravel Braz\u00edlia: zistite podrobnosti<\/strong><\/h2>\n\n\n\n

Minul\u00fd t\u00fd\u017ede\u0148 bol spusten\u00fd program s odpusten\u00edm dlhov vo\u010di bank\u00e1m do v\u00fd\u0161ky R$ 100 a z\u00e1rove\u0148 pon\u00fakol mo\u017enos\u0165 op\u00e4tovn\u00e9ho prerokovania pre osoby v p\u00e1sme 2.<\/p>\n\n\n\n

Na zaistenie bezpe\u010dnosti op\u00e4tovn\u00e9ho prerokovania pon\u00faka N\u00e1rodn\u00e1 pokladnica spolo\u010dnostiam z\u00e1ruky v pr\u00edpade neplnenia z\u00e1v\u00e4zkov dl\u017en\u00edkmi. <\/p>\n\n\n\n

Program sa vz\u0165ahuje na dve skupiny, ktor\u00e9 z neho bud\u00fa ma\u0165 \u00fa\u017eitok, pozri ni\u017e\u0161ie:<\/p>\n\n\n\n

Skupina 1<\/strong>Patria sem osoby s hrub\u00fdm pr\u00edjmom do v\u00fd\u0161ky dvoch minim\u00e1lnych miezd mesa\u010dne alebo osoby registrovan\u00e9 v jednotnom registri feder\u00e1lnej vl\u00e1dy. <\/p>\n\n\n\n

V tomto pr\u00edpade m\u00f4\u017ee dl\u017en\u00edk prerokova\u0165 dlhy a\u017e do v\u00fd\u0161ky 5 000,00 R$ v maxim\u00e1lne 60 spl\u00e1tkach s minim\u00e1lnou hodnotou 50 R$ mesa\u010dne.<\/p>\n\n\n\n

Skupina 2:<\/strong> Teraz je k dispoz\u00edcii ob\u010danom. Vz\u0165ahuje sa na osoby s pr\u00edjmom od dvoch minim\u00e1lnych mzd (2 640 R$) do 20 000 R$ mesa\u010dne. <\/p>\n\n\n\n

Finan\u010dn\u00e9 in\u0161tit\u00facie m\u00f4\u017eu svojim klientom pon\u00faknu\u0165 mo\u017enos\u0165 op\u00e4tovn\u00e9ho prerokovania prostredn\u00edctvom opera\u010dnej platformy alebo prostredn\u00edctvom vlastn\u00fdch kan\u00e1lov z\u00e1kazn\u00edckych slu\u017eieb.<\/p>\n\n\n\n

Ministerstvo hospod\u00e1rstva o\u010dak\u00e1va, \u017ee z op\u00e4tovn\u00fdch rokovan\u00ed o projekte Desenrola bude ma\u0165 \u00fa\u017eitok 1,5 mili\u00f3na \u013eud\u00ed, ktor\u00ed bud\u00fa osloboden\u00ed od obmedzen\u00ed a op\u00e4\u0165 bud\u00fa ma\u0165 pr\u00edstup k \u00faverom.<\/p>","protected":false},"excerpt":{"rendered":"

Na segunda-feira passada, dia 24\/07, o governo federal revelou o in\u00edcio do programa “Renegocia!”, por meio da Secretaria Nacional do Consumidor (Senacon). Essa iniciativa visa facilitar a quita\u00e7\u00e3o de d\u00e9bitos em atraso com as empresas credoras. O programa estar\u00e1 em vigor at\u00e9 o pr\u00f3ximo dia 11 de agosto de 2023. O programa “Renegocia!” sucede o […]<\/p>\n","protected":false},"author":6,"featured_media":2837,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[480,481,482,479],"class_list":["post-2836","post","type-post","status-publish","format-standard","has-post-thumbnail","category-financas","tag-feirao-de-dividas","tag-multirao-de-dividas","tag-pagar-contas","tag-renegocia"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/2836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/comments?post=2836"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/2836\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media\/2837"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media?parent=2836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/categories?post=2836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/tags?post=2836"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}