{"id":3630,"date":"2023-10-23T14:31:12","date_gmt":"2023-10-23T17:31:12","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=3630"},"modified":"2023-12-08T17:54:47","modified_gmt":"2023-12-08T20:54:47","slug":"emprestimo-caixa-tem-veja-como-solicitar-atraves-do-app","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/sk\/emprestimo-caixa-tem-veja-como-solicitar-atraves-do-app\/","title":{"rendered":"P\u00f4\u017ei\u010dka Caixa Tem: Pozrite sa, ako po\u017eiada\u0165 o p\u00f4\u017ei\u010dku prostredn\u00edctvom aplik\u00e1cie"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Od marca 2022 za\u010dala aplik\u00e1cia Caixa Tem pon\u00faka\u0165 p\u00f4\u017ei\u010dky Caixa Tem prostredn\u00edctvom Sim Digital \u2013 iniciat\u00edvy zameranej na u\u013eah\u010denie digit\u00e1lnych mikro\u00faverov pre podnikate\u013eov.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tieto zdroje sa daj\u00fa pou\u017ei\u0165 na investovanie do podnikania alebo na pokrytie v\u00fddavkov, ako s\u00fa platby dod\u00e1vate\u013eom a \u00fa\u010dty za dom\u00e1cnos\u0165.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sledujte to a zistite ako!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Pre\u010d\u00edtajte si tie\u017e:<\/h2><nav><ul><li class=\"\"><a href=\"https:\/\/noticias-gerais.online\/sk\/desenrola-brasil-desconto-em-dividas-do-cartao-de-credito\/\">Desenrola Brasil: Z\u013eava na dlhy z kreditn\u00fdch kariet a\u017e do v\u00fd\u0161ky 96%\u00a0<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"https:\/\/noticias-gerais.online\/sk\/pix-parcelado-o-que-e-e-como-funciona\/\">Pix Parcelado: \u010do to je a ako to funguje?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"como-solicitar-emprestimo-caixa-tem\"><strong>Ako po\u017eiada\u0165 o p\u00f4\u017ei\u010dku Caixa Tem<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"570\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1.jpg\" alt=\"Empr\u00e9stimo Caixa Tem\" class=\"wp-image-3631\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1.jpg 1024w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1-300x167.jpg 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1-768x428.jpg 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1-150x83.jpg 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1-696x387.jpg 696w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"para-novos-usuarios\"><strong>Pre nov\u00fdch pou\u017e\u00edvate\u013eov<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nain\u0161talujte si aplik\u00e1ciu Caixa Tem (k dispoz\u00edcii pre Android a iOS);<\/li>\n\n\n\n<li>Zaregistrujte sa v aplik\u00e1cii;<\/li>\n\n\n\n<li>Ak chcete za\u010da\u0165 \u0161etri\u0165 v aplik\u00e1cii, vyberte mo\u017enos\u0165 \u201cZaregistrova\u0165 sa a otvori\u0165 si \u00fa\u010det\u201d.;<\/li>\n\n\n\n<li>V hlavnom rozhran\u00ed vyberte \u201cCaixa Tem Credit\u201d;<\/li>\n\n\n\n<li>Uve\u010fte \u00fa\u010del p\u00f4\u017ei\u010dky \u2013 \u010di u\u017e na podnikanie alebo na in\u00e9 \u00fa\u010dely;<\/li>\n\n\n\n<li>V pr\u00edpade firemnej ponuky po\u0161lite fotografiu dokladu toto\u017enosti spolu so selfie na overenie.;<\/li>\n\n\n\n<li>Po schv\u00e1len\u00ed bude suma prip\u00edsan\u00e1 na sporiaci \u00fa\u010det Caixa Tem a spl\u00e1tky bud\u00fa z neho automaticky odpo\u010d\u00edtan\u00e9.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"para-usuarios-ja-cadastrados\"><strong>Pre u\u017e registrovan\u00fdch pou\u017e\u00edvate\u013eov<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Otvorte aplik\u00e1ciu a aktualizujte svoje inform\u00e1cie;<\/li>\n\n\n\n<li>Pros\u00edm, poskytnite po\u017eadovan\u00e9 inform\u00e1cie;<\/li>\n\n\n\n<li>Aktualizujte si dokument\u00e1ciu fotografiou dokumentu a selfie;<\/li>\n\n\n\n<li>\u00da\u010det Digit\u00e1lne soci\u00e1lne sporenie sa po tejto aktualiz\u00e1cii prevedie na \u00fa\u010det Caixa Tem Savings;<\/li>\n\n\n\n<li>Po\u010dkajte na schv\u00e1lenie \u00faveru (m\u00f4\u017ee to trva\u0165 a\u017e 10 dn\u00ed).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ak bude va\u0161a \u017eiados\u0165 schv\u00e1len\u00e1, prejdite na \u201c\u00daver Caixa Tem\u201d a dokon\u010dite \u017eiados\u0165.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Po schv\u00e1len\u00ed \u00faveru bud\u00fa finan\u010dn\u00e9 prostriedky preveden\u00e9 na v\u00e1\u0161 sporiaci \u00fa\u010det Caixa Tem a spl\u00e1tky bud\u00fa strh\u00e1van\u00e9 priamo z tohto \u00fa\u010dtu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"para-microempreendedores-individuais-mei\"><strong>Pre individu\u00e1lnych mikropodnikate\u013eov (MEI)<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jednotlivci so statusom MEI (mikroindividu\u00e1lny podnikate\u013e) musia postupova\u0165 pod\u013ea in\u00e9ho postupu. Je potrebn\u00e9 osobne nav\u0161t\u00edvi\u0165 pobo\u010dku Caixa a po\u017eiada\u0165 o p\u00f4\u017ei\u010dku, ktor\u00e1 sa pohybuje od 1 500 do 3 000 R$.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na z\u00edskanie n\u00e1roku je nevyhnutn\u00e9 ma\u0165 akt\u00edvnu registr\u00e1ciu MEI aspo\u0148 jeden rok. Okrem toho je predpokladom ma\u0165 firemn\u00fd \u00fa\u010det v Caixa. Po\u017eadovan\u00e1 dokument\u00e1cia zah\u0155\u0148a CCMEI, DASN SIMEI z posledn\u00e9ho fi\u0161k\u00e1lneho roka a osobn\u00e9 doklady.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Po schv\u00e1len\u00ed \u00faveru sa suma prip\u00ed\u0161e na podnikate\u013esk\u00fd \u00fa\u010det a spl\u00e1tky sa z neho odpo\u010d\u00edtaj\u00fa.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"restricoes\"><strong>Obmedzenia<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Napriek tomu, \u017ee program je otvoren\u00fd pre podnikate\u013eov a \u017eivnostn\u00edkov, existuj\u00fa ur\u010dit\u00e9 obmedzenia.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ka\u017ed\u00fd, kto m\u00e1 k 31. janu\u00e1ru 2022 dlhy presahuj\u00face 3 tis\u00edc R$, nie je opr\u00e1vnen\u00fd, ako je stanoven\u00e9 v nariaden\u00ed MTP \u010d. 660 z 28. marca 2022.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Je potrebn\u00e9 poznamena\u0165, \u017ee do tohto v\u00fdpo\u010dtu nie s\u00fa zahrnut\u00e9 hypot\u00e9ky na b\u00fdvanie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"valores-e-taxas\"><strong>Hodnoty a poplatky<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-1024x576.jpg\" alt=\"\" class=\"wp-image-3632\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-1024x576.jpg 1024w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-300x169.jpg 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-768x432.jpg 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-1536x864.jpg 1536w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-150x84.jpg 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-696x392.jpg 696w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-1068x601.jpg 1068w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Po\u017eadovan\u00e1 suma sa m\u00f4\u017ee pohybova\u0165 od 300 R$ do 1 000 R$ pre samostatne z\u00e1robkovo \u010dinn\u00e9 osoby, so sadzbami a\u017e do 3 991 TP3T mesa\u010dne a dobou spl\u00e1cania 12 a\u017e 24 mesiacov.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pre MEI (individu\u00e1lnych mikropodnikate\u013eov) je maxim\u00e1lna suma 3 tis\u00edc R$ s maxim\u00e1lnym mesa\u010dn\u00fdm poplatkom 3 601 TP3T a rovnakou dobou spl\u00e1cania.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V porovnan\u00ed s t\u00fdm pon\u00faka Caixa jednu z najatrakt\u00edvnej\u0161\u00edch sadzieb na finan\u010dnom trhu, ke\u010f\u017ee v in\u00fdch bank\u00e1ch m\u00f4\u017eu \u00farokov\u00e9 sadzby prekro\u010di\u0165 4,11 TP3T a dosiahnu\u0165 a\u017e 71 TP3T.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O\u010dak\u00e1va sa, \u017ee v\u010faka t\u00fdmto usmerneniam sa proces \u017eiadosti o \u00faver Caixa Tem zjednodu\u0161\u00ed pre podnikate\u013eov a samostatne z\u00e1robkovo \u010dinn\u00e9 osoby, ktor\u00e9 h\u013eadaj\u00fa finan\u010dn\u00fa podporu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusao\"><strong>Z\u00e1ver<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Stru\u010dne povedan\u00e9, \u017eiados\u0165 <a href=\"https:\/\/www.caixa.gov.br\/credito-caixa-tem\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noopener\">Caixa Tem<\/a> Ukazuje sa ako \u00fa\u010dinn\u00fd a inovat\u00edvny n\u00e1stroj, ktor\u00fd podporuje \u013eah\u0161\u00ed pr\u00edstup k mikro\u00faverom pre podnikate\u013eov a samostatne z\u00e1robkovo \u010dinn\u00e9 osoby.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u010faka zjednodu\u0161en\u00e9mu procesu pod\u00e1vania \u017eiadost\u00ed a konkurencieschopn\u00fdm sadzb\u00e1m sa prezentuje ako atrakt\u00edvna mo\u017enos\u0165 pre t\u00fdch, ktor\u00ed h\u013eadaj\u00fa zdroje na investovanie do svojho podnikania alebo na pokrytie nevyhnutn\u00fdch v\u00fddavkov.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mikropodnikatelia (MEI) maj\u00fa tie\u017e \u0161pecifick\u00fd servisn\u00fd kan\u00e1l, \u010do dokazuje z\u00e1ujem banky o slu\u017eby v\u0161etk\u00fdm kateg\u00f3ri\u00e1m podnikate\u013eov.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Je v\u0161ak nevyhnutn\u00e9, aby si uch\u00e1dza\u010di boli vedom\u00ed po\u017eiadaviek a obmedzen\u00ed, aby sa zabezpe\u010dila pozit\u00edvna a \u00faspe\u0161n\u00e1 sk\u00fasenos\u0165.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V tejto s\u00favislosti Caixa Tem potvrdzuje z\u00e1v\u00e4zok Caixa Econ\u00f4mica Federal podporova\u0165 inkluz\u00edvne finan\u010dn\u00e9 rie\u0161enia prisp\u00f4soben\u00e9 vznikaj\u00facim potreb\u00e1m braz\u00edlskeho trhu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Teraz viete, ako po\u017eiada\u0165 o p\u00f4\u017ei\u010dku Caixa Tem, vyu\u017eite tieto inform\u00e1cie rozumne!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pozrite si tie\u017e, ako funguje digit\u00e1lna ant\u00e9na: <a href=\"https:\/\/noticias-gerais.online\/sk\/kit-antena-digital-veja-como-conseguir-gratuitamente\/\">tu<\/a>M\u00e1te nejak\u00e9 ot\u00e1zky? Zanechajte ich v koment\u00e1roch!<\/p>","protected":false},"excerpt":{"rendered":"<p>A partir de mar\u00e7o de 2022, o aplicativo Caixa Tem passou a ter o Empr\u00e9stimo Caixa Tem por meio do Sim Digital &#8211; uma iniciativa voltada \u00e0 facilita\u00e7\u00e3o do microcr\u00e9dito digital para empreendedores.&nbsp; Esses recursos podem ser direcionados para investir em um neg\u00f3cio ou cobrir despesas como pagamento de fornecedores e contas dom\u00e9sticas. Acompanhe e [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":3631,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[662,661,663],"class_list":["post-3630","post","type-post","status-publish","format-standard","has-post-thumbnail","category-financas","tag-emprestimo","tag-emprestimo-caixa-tem","tag-financas-pessoais"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/3630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/comments?post=3630"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/3630\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media\/3631"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media?parent=3630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/categories?post=3630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/tags?post=3630"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}