{"id":5722,"date":"2024-06-23T05:58:04","date_gmt":"2024-06-23T08:58:04","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=5722"},"modified":"2024-07-22T14:43:26","modified_gmt":"2024-07-22T17:43:26","slug":"state-pension-no-reino-unido-aposentadoria","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/sk\/state-pension-no-reino-unido-aposentadoria\/","title":{"rendered":"\u0160t\u00e1tny d\u00f4chodok v Spojenom kr\u00e1\u013eovstve: Ako si zabezpe\u010di\u0165 bezpe\u010dn\u00fd d\u00f4chodok?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Syst\u00e9m <strong>\u0160t\u00e1tny d\u00f4chodok v Spojenom kr\u00e1\u013eovstve<\/strong> Je to jeden zo z\u00e1kladn\u00fdch kame\u0148ov pl\u00e1novania odchodu do d\u00f4chodku. Dnes si to vysvetl\u00edme... <strong>Ako funguje \u0161t\u00e1tny d\u00f4chodok?<\/strong>, Kto m\u00e1 n\u00e1rok, ako prispieva\u0165 a \u010fal\u0161ie d\u00f4le\u017eit\u00e9 tipy na zabezpe\u010denie bezpe\u010dn\u00e9ho d\u00f4chodku v Spojenom kr\u00e1\u013eovstve.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"o-que-e-a-state-pension\"><strong>\u010co je \u0161t\u00e1tny d\u00f4chodok?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0160t\u00e1tny d\u00f4chodok je \u0161t\u00e1tny d\u00f4chodok Spojen\u00e9ho kr\u00e1\u013eovstva, d\u00e1vka vypl\u00e1can\u00e1 vl\u00e1dou \u013eu\u010fom, ktor\u00ed dosiahli minim\u00e1lny d\u00f4chodkov\u00fd vek a prispievali do syst\u00e9mu n\u00e1rodn\u00e9ho poistenia.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Minim\u00e1lny vek pre <strong>Vek na za\u010datie poberania \u0161t\u00e1tneho d\u00f4chodku je v s\u00fa\u010dasnosti 66 rokov.<\/strong>, Toto sa v\u0161ak m\u00f4\u017ee l\u00ed\u0161i\u0165 v z\u00e1vislosti od d\u00e1tumu narodenia osoby.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"como-funciona-a-state-pension\"><strong>Ako funguje \u0161t\u00e1tny d\u00f4chodok?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Aby ste mali n\u00e1rok na \u0161t\u00e1tny d\u00f4chodok v Spojenom kr\u00e1\u013eovstve, <strong>Mus\u00edte prispieva\u0165 do n\u00e1rodn\u00e9ho poistenia minim\u00e1lne 10 rokov.<\/strong>. \u010c\u00edm viac rokov prispievania, t\u00fdm vy\u0161\u0161ia je v\u00fd\u0161ka d\u00f4chodku. Pln\u00e1 v\u00fd\u0161ka \u0161t\u00e1tneho d\u00f4chodku sa vypl\u00e1ca t\u00fdm, ktor\u00ed prispievaj\u00fa 35 alebo viac rokov.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pln\u00e1 hodnota<\/strong>V roku 2023 je pln\u00e1 hodnota \u0161t\u00e1tneho d\u00f4chodku pribli\u017ene 203,85 libier t\u00fd\u017edenne;<\/li>\n\n\n\n<li><strong>Pr\u00edspevky<\/strong>Pr\u00edspevky do n\u00e1rodn\u00e9ho poistenia sa automaticky strh\u00e1vaj\u00fa z v\u00e1\u0161ho platu. Osoby samostatne z\u00e1robkovo \u010dinn\u00e9 musia tieto pr\u00edspevky plati\u0165 samostatne.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quem-tem-direito\"><strong>Kto m\u00e1 pr\u00e1vo?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V Spojenom kr\u00e1\u013eovstve m\u00e1te n\u00e1rok na \u0161t\u00e1tny d\u00f4chodok, ak:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Vek<\/strong>Dosiahol minim\u00e1lny vek odchodu do d\u00f4chodku;<\/li>\n\n\n\n<li><strong>Pr\u00edspevky<\/strong>M\u00e1te zaplaten\u00e9 pr\u00edspevky do n\u00e1rodn\u00e9ho poistenia aspo\u0148 10 rokov.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Aj t\u00ed, ktor\u00ed nepracovali nepretr\u017eite, m\u00f4\u017eu ma\u0165 n\u00e1rok na \u0161t\u00e1tny d\u00f4chodok. V niektor\u00fdch pr\u00edpadoch sa obdobia neplatenej pr\u00e1ce, ako napr\u00edklad starostlivos\u0165 o deti alebo chor\u00fdch pr\u00edbuzn\u00fdch, m\u00f4\u017eu po\u010d\u00edta\u0165 ako roky odv\u00e1dzania pr\u00edspevkov.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"como-solicitar-a-state-pension\"><strong>Ako m\u00f4\u017eem po\u017eiada\u0165 o \u0161t\u00e1tny d\u00f4chodok?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2024\/06\/Pension-basic-state-pension-shutterstock.jpg\" alt=\"State Pension no Reino Unido\" class=\"wp-image-5723\" style=\"width:561px;height:auto\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2024\/06\/Pension-basic-state-pension-shutterstock.jpg 1000w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2024\/06\/Pension-basic-state-pension-shutterstock-300x200.jpg 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2024\/06\/Pension-basic-state-pension-shutterstock-768x512.jpg 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2024\/06\/Pension-basic-state-pension-shutterstock-18x12.jpg 18w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2024\/06\/Pension-basic-state-pension-shutterstock-150x100.jpg 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2024\/06\/Pension-basic-state-pension-shutterstock-696x464.jpg 696w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Obr\u00e1zky z Yandexu<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u017diados\u0165 o \u0161t\u00e1tny d\u00f4chodok v Spojenom kr\u00e1\u013eovstve je relat\u00edvne jednoduch\u00fd proces:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Skontrolujte si svoje pr\u00edspevky.<\/strong>Pred podan\u00edm \u017eiadosti si skontrolujte hist\u00f3riu svojich pr\u00edspevkov na n\u00e1rodn\u00e9 poistenie. M\u00f4\u017eete to urobi\u0165 online prostredn\u00edctvom <a href=\"https:\/\/www.gov.uk\/browse\/working\/state-pension\" target=\"_blank\" rel=\"noopener\">Webov\u00e1 str\u00e1nka britskej vl\u00e1dy<\/a>;<\/li>\n\n\n\n<li><strong>Dosta\u0165 list od vl\u00e1dy<\/strong>Pribli\u017ene \u0161tyri mesiace pred dosiahnut\u00edm minim\u00e1lneho veku odchodu do d\u00f4chodku dostanete od vl\u00e1dy list s vysvetlen\u00edm, ako po\u017eiada\u0165 o d\u00f4chodok.;<\/li>\n\n\n\n<li><strong>Vypl\u0148te formul\u00e1r.<\/strong>Formul\u00e1r je mo\u017en\u00e9 vyplni\u0165 online, telefonicky alebo po\u0161tou;<\/li>\n\n\n\n<li><strong>Odosla\u0165 \u017eiados\u0165<\/strong>Po vyplnen\u00ed formul\u00e1ra ho, pros\u00edm, odo\u0161lite spolu s po\u017eadovan\u00fdmi dokumentmi.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dicas-para-garantir-uma-aposentadoria-segura\"><strong>Tipy na zabezpe\u010denie bezpe\u010dn\u00e9ho d\u00f4chodku<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pl\u00e1novanie odchodu do d\u00f4chodku si vy\u017eaduje starostlivos\u0165 a pozornos\u0165 k detailom. Tu je nieko\u013eko d\u00f4le\u017eit\u00fdch tipov, ako si zabezpe\u010di\u0165 bezpe\u010dn\u00fd d\u00f4chodok v Spojenom kr\u00e1\u013eovstve:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Sledujte svoje pr\u00edspevky<\/strong>Pravidelne kontrolujte hist\u00f3riu svojich pr\u00edspevkov do n\u00e1rodn\u00e9ho poistenia, aby ste sa uistili, \u017ee s\u00fa zapo\u010d\u00edtan\u00e9 v\u0161etky va\u0161e roky pr\u00e1ce.;<\/li>\n\n\n\n<li><strong>Dobrovo\u013en\u00e9 pr\u00edspevky<\/strong>Ak nem\u00e1te dostatok rokov prispievania, m\u00f4\u017eete dobrovo\u013ene prispieva\u0165 na zv\u00fd\u0161enie hodnoty v\u00e1\u0161ho \u0161t\u00e1tneho d\u00f4chodku v Spojenom kr\u00e1\u013eovstve;<\/li>\n\n\n\n<li><strong>S\u00fakromn\u00e9 \u00faspory<\/strong>Okrem \u0161t\u00e1tneho d\u00f4chodku zv\u00e1\u017ete investovanie do s\u00fakromn\u00e9ho d\u00f4chodkov\u00e9ho sporenia alebo in\u00fdch foriem sporenia. To m\u00f4\u017ee doplni\u0165 v\u00e1\u0161 d\u00f4chodkov\u00fd pr\u00edjem.;<\/li>\n\n\n\n<li><strong>Napl\u00e1nujte si to dopredu.<\/strong>\u010c\u00edm sk\u00f4r za\u010dnete pl\u00e1nova\u0165 svoj odchod do d\u00f4chodku, t\u00fdm lep\u0161ie. Na odhadnutie svojich bud\u00facich potrieb pou\u017eite n\u00e1stroje finan\u010dn\u00e9ho pl\u00e1novania.;<\/li>\n\n\n\n<li><strong>Zv\u00e1\u017ete finan\u010dn\u00e9 poradenstvo<\/strong>Konzult\u00e1cia s d\u00f4veryhodn\u00fdm finan\u010dn\u00fdm poradcom v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 maximalizova\u0165 va\u0161e v\u00fdhody a zabezpe\u010di\u0165 si pohodlnej\u0161\u00ed d\u00f4chodok.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"outras-formas-de-pensao\"><strong>In\u00e9 formy d\u00f4chodkov<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Okrem \u0161t\u00e1tneho d\u00f4chodku existuj\u00fa v Spojenom kr\u00e1\u013eovstve aj in\u00e9 formy d\u00f4chodkov, ako napr\u00edklad... <strong>zamestnaneck\u00e9 d\u00f4chodky<\/strong> (pon\u00fakan\u00e9 zamestn\u00e1vate\u013emi) a <strong>s\u00fakromn\u00e9 d\u00f4chodky<\/strong>. Tieto d\u00f4chodky m\u00f4\u017eu dop\u013a\u0148a\u0165 \u0161t\u00e1tny d\u00f4chodok a pon\u00faka\u0165 v\u00e4\u010d\u0161ie finan\u010dn\u00e9 zabezpe\u010denie v d\u00f4chodku.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusao-sobre-o-state-pension-no-reino-unido\"><strong>Z\u00e1ver o \u0161t\u00e1tnom d\u00f4chodku v Spojenom kr\u00e1\u013eovstve<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Zabezpe\u010denie bezpe\u010dn\u00e9ho d\u00f4chodku v Spojenom kr\u00e1\u013eovstve si preto vy\u017eaduje pl\u00e1novanie a pochopenie \u0161t\u00e1tneho d\u00f4chodkov\u00e9ho syst\u00e9mu.<strong> Pravidelne prispievajte do n\u00e1rodn\u00e9ho poistenia<\/strong>, Kontrola va\u0161ich pr\u00edspevkov a zv\u00e1\u017eenie dodato\u010dn\u00fdch \u00faspor s\u00fa nevyhnutn\u00e9 kroky. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S t\u00fdmito opatreniami si m\u00f4\u017eete zabezpe\u010di\u0165 pokojn\u00fd a pohodln\u00fd \u017eivot na d\u00f4chodku.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pozrite si aj n\u00e1\u0161 \u010dl\u00e1nok o <a href=\"https:\/\/noticias-gerais.online\/sk\/universal-credit-como-solicitar-esse-beneficio\/\">Ako po\u017eiada\u0165 o univerz\u00e1lny kredit v Spojenom kr\u00e1\u013eovstve<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>O sistema State Pension no Reino Unido \u00e9 um dos pilares desse planejamento de aposentadoria. Hoje, vamos explicar como funciona a State Pension, quem tem direito, como fazer contribui\u00e7\u00f5es e outras dicas importantes para garantir uma aposentadoria segura no Reino Unido. O que \u00e9 a State Pension? A State Pension \u00e9 a pens\u00e3o estatal do [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":5723,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[156,1012,1011],"class_list":["post-5722","post","type-post","status-publish","format-standard","has-post-thumbnail","category-beneficios-sociais","tag-aposentadoria","tag-brasileiros-no-exterior","tag-state-pension-no-reino-unido"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/5722","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/comments?post=5722"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/posts\/5722\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media\/5723"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/media?parent=5722"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/categories?post=5722"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/sk\/wp-json\/wp\/v2\/tags?post=5722"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}