{"id":2836,"date":"2023-07-27T17:00:00","date_gmt":"2023-07-27T20:00:00","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=2836"},"modified":"2023-07-27T17:40:10","modified_gmt":"2023-07-27T20:40:10","slug":"renegocia-conheca-o-mutirao-para-quitar-as-suas-dividas-com-desconto","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/tr\/renegocia-conheca-o-mutirao-para-quitar-as-suas-dividas-com-desconto\/","title":{"rendered":"Yeniden m\u00fczakere edin: Bor\u00e7lar\u0131n\u0131z\u0131 indirimli olarak kapatman\u0131za olanak sa\u011flayan kampanya hakk\u0131nda bilgi edinin."},"content":{"rendered":"<p class=\"wp-block-paragraph\">Ge\u00e7ti\u011fimiz Pazartesi, 24 Temmuz&#039;da, federal h\u00fck\u00fcmet Ulusal T\u00fcketici Sekreterli\u011fi (Senacon) arac\u0131l\u0131\u011f\u0131yla &quot;Yeniden M\u00fczakere!&quot; program\u0131n\u0131n ba\u015flat\u0131ld\u0131\u011f\u0131n\u0131 duyurdu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O <a href=\"https:\/\/noticias-gerais.online\/tr\/confira-o-calendario-do-bolsa-familia-2023-do-mes-de-agosto\/\">giri\u015fim<\/a> Program, alacakl\u0131 \u015firketlerle vadesi ge\u00e7mi\u015f bor\u00e7lar\u0131n \u00e7\u00f6z\u00fcmlenmesini kolayla\u015ft\u0131rmay\u0131 ama\u00e7lamaktad\u0131r. Program 11 A\u011fustos 2023 tarihine kadar y\u00fcr\u00fcrl\u00fckte kalacakt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&quot;Renegocia!&quot; program\u0131, \u00fclkedeki \u00f6denmemi\u015f bor\u00e7lar\u0131n yeniden m\u00fczakere edilmesini kolayla\u015ft\u0131rmak amac\u0131yla Desenrola&#039;n\u0131n yerini alm\u0131\u015ft\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aralar\u0131ndaki temel fark, ortak giri\u015fimin m\u00fczakere edilebilecek bor\u00e7lar i\u00e7in gelir s\u0131n\u0131r\u0131 veya azami de\u011fer belirlememesinde yatmaktad\u0131r, daha fazla haber i\u00e7in a\u015fa\u011f\u0131ya bak\u0131n!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>&quot;Yeniden m\u00fczakere edin!&quot; kampanyas\u0131 nas\u0131l i\u015fleyecek?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"613\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/07\/dinheiroreal-1024x613.jpg\" alt=\"Renegocia\" class=\"wp-image-2837\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/07\/dinheiroreal-1024x613.jpg 1024w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/07\/dinheiroreal-300x179.jpg 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/07\/dinheiroreal-768x459.jpg 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/07\/dinheiroreal-150x90.jpg 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/07\/dinheiroreal-696x416.jpg 696w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/07\/dinheiroreal-1068x639.jpg 1068w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/07\/dinheiroreal.jpg 1170w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Google G\u00f6rseller<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Kat\u0131l\u0131m i\u00e7in bor\u00e7 miktar\u0131 ve t\u00fcketicinin gelirinin dikkate al\u0131nmad\u0131\u011f\u0131n\u0131 vurgulamak \u00f6nemlidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu sayede telekom\u00fcnikasyon \u015firketlerine, enerji tedarik\u00e7ilerine, bankac\u0131l\u0131k kurumlar\u0131na ve di\u011fer alacakl\u0131lara olan \u00f6denmemi\u015f bor\u00e7lar yeniden m\u00fczakere edilebilir.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ancak, nafaka, k\u0131rsal kredi ve gayrimenkul ile ilgili bor\u00e7lar\u0131n bu programa dahil edilmeyece\u011fini belirtmekte fayda var.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Maliye Bakanl\u0131\u011f\u0131 taraf\u0131ndan olu\u015fturulan Desenrola Program\u0131 ve Adalet Bakanl\u0131\u011f\u0131&#039;na ba\u011fl\u0131 (Senacon koordinasyonunda) Renegocia! Program\u0131 birbirini tamamlay\u0131c\u0131 giri\u015fimlerdir.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ge\u00e7ti\u011fimiz g\u00fcnlerde Cumhurba\u015fkan\u0131 Lula, t\u00fcketiciyi korumay\u0131 g\u00fc\u00e7lendirmek amac\u0131yla bir kararname imzalad\u0131 ve Procons (t\u00fcketiciyi koruma kurumlar\u0131) \u015fimdi bunu uygulamaya koyacak.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu giri\u015fimin amac\u0131, t\u00fcketicilere genel olarak bor\u00e7 konusunda yard\u0131mc\u0131 olmakt\u0131r; sadece banka bor\u00e7lar\u0131 de\u011fil, ma\u011fazalara, su ve elektrik \u015firketlerine olan bor\u00e7lar da buna dahildir.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adalet ve Kamu G\u00fcvenli\u011fi Bakan\u0131 Fl\u00e1vio Dino, amac\u0131n insanlar\u0131n kredi ge\u00e7mi\u015flerini d\u00fczeltebilmelerini ve b\u00f6ylece \u00f6demelerini yapabilmeleri i\u00e7in daha iyi ko\u015fullara sahip olmalar\u0131n\u0131 sa\u011flamak oldu\u011funu belirtti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bor\u00e7lar nas\u0131l yeniden m\u00fczakere edilir?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130lgilenen ki\u015filer <a href=\"https:\/\/www.gov.br\/mj\/pt-br\/assuntos\/noticias\/renegocia-comeca-hoje-com-mutirao-de-negociacao-de-dividas-em-procons-de-todo-o-pais\" target=\"_blank\" rel=\"noopener\">bor\u00e7lar\u0131n\u0131z\u0131 yeniden m\u00fczakere edin<\/a> T\u00fcketici haklar\u0131 savunucular\u0131, kamu savunma avukatl\u0131\u011f\u0131 b\u00fcrosu, kamu savc\u0131l\u0131\u011f\u0131 ve dernekler gibi \u00fclke genelindeki t\u00fcketici koruma kurumlar\u0131ndan \u015fahsen yard\u0131m almal\u0131d\u0131rlar.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Se\u00e7ilen lokasyonda, t\u00fcketicinin ki\u015fisel belgelerini ve bor\u00e7 s\u00f6zle\u015fmelerini ibraz etmesi gerekecektir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Borcu kan\u0131tlayan di\u011fer belgeleri, \u00f6rne\u011fin faturalar\u0131, ibraz etmek de m\u00fcmk\u00fcnd\u00fcr.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ayr\u0131ca, a\u015fa\u011f\u0131daki web adresi \u00fczerinden yeniden m\u00fczakere prosed\u00fcr\u00fcn\u00fc \u00e7evrimi\u00e7i olarak ger\u00e7ekle\u015ftirme se\u00e7ene\u011fi de mevcuttur.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bor\u00e7lular, 24 Temmuz ile 11 A\u011fustos 2023 tarihleri aras\u0131nda yeniden m\u00fczakere etme olana\u011f\u0131na sahip olacaklar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&quot;Yeniden M\u00fczakere Edin!&quot; \u00e7evrimi\u00e7i kampanyas\u0131na kat\u0131lmak i\u00e7in \u015funlar\u0131 yapman\u0131z gerekecek:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. GOV.BR g\u00fcm\u00fc\u015f veya alt\u0131n hesab\u0131n\u0131z\u0131 kullanarak belirtilen platforma eri\u015fin;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. M\u00fczakere etmek istedi\u011finiz borcu bulun;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. \u201cSorun\u201d se\u00e7ene\u011fini ve ard\u0131ndan \u201cBor\u00e7 yeniden m\u00fczakeresi\/taksit plan\u0131\u201dn\u0131 se\u00e7in;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. &quot;\u015eikayet A\u00e7\u0131klamas\u0131&quot; alan\u0131nda, yeniden m\u00fczakere s\u00fcrecine kat\u0131lma niyetinizi onaylay\u0131n;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. Ard\u0131ndan, alacakl\u0131 \u015firket bir teklif sunacak ve m\u00fczakereler dijital sistem \u00fczerinden ilerleyecektir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Project Unravel Brezilya: detaylar\u0131 \u00f6\u011frenin<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ge\u00e7ti\u011fimiz hafta, 2. gruptakilere yeniden m\u00fczakere f\u0131rsat\u0131 sunman\u0131n yan\u0131 s\u0131ra, 100 R$&#039;ye kadar banka bor\u00e7lar\u0131n\u0131n silinmesiyle program ba\u015flat\u0131ld\u0131.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yeniden m\u00fczakerenin g\u00fcvenli\u011fini sa\u011flamak amac\u0131yla, Ulusal Hazine, bor\u00e7lular\u0131n temerr\u00fcde d\u00fc\u015fmesi durumunda \u015firketlere garantiler sunmaktad\u0131r.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Programdan faydalanacak iki grup bulunmaktad\u0131r, detaylar a\u015fa\u011f\u0131dad\u0131r:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Grup 1<\/strong>Bu, ayl\u0131k br\u00fct geliri iki asgari \u00fccrete kadar olan veya federal h\u00fck\u00fcmetin Tek Kay\u0131t Sistemi&#039;ne kay\u0131tl\u0131 olan ki\u015fileri kapsar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu durumda bor\u00e7lu, ayl\u0131k minimum 50 R$ olmak \u00fczere, en fazla 60 taksitte 5.000,00 R$&#039;ye kadar olan bor\u00e7lar\u0131n\u0131 yeniden m\u00fczakere edebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Grup 2:<\/strong> Bu uygulama art\u0131k vatanda\u015flar\u0131n kullan\u0131m\u0131na sunulmu\u015ftur. Ayl\u0131k geliri iki asgari \u00fccret (2.640 R$) ile 20.000 R$ aras\u0131nda olan bireyleri kapsamaktad\u0131r.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finans kurulu\u015flar\u0131, m\u00fc\u015fterilerine i\u015fletme platformu \u00fczerinden veya kendi m\u00fc\u015fteri hizmetleri kanallar\u0131 arac\u0131l\u0131\u011f\u0131yla yeniden g\u00f6r\u00fc\u015fme imkan\u0131 sunabilirler.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Desenrola projesinin yeniden m\u00fczakere edilmesiyle, Ekonomi Bakanl\u0131\u011f\u0131, k\u0131s\u0131tlamalardan kurtulacak ve yeniden krediye eri\u015febilecek 1,5 milyon ki\u015finin fayda g\u00f6rmesini bekliyor.<\/p>","protected":false},"excerpt":{"rendered":"<p>Na segunda-feira passada, dia 24\/07, o governo federal revelou o in\u00edcio do programa &#8220;Renegocia!&#8221;, por meio da Secretaria Nacional do Consumidor (Senacon). Essa iniciativa visa facilitar a quita\u00e7\u00e3o de d\u00e9bitos em atraso com as empresas credoras. O programa estar\u00e1 em vigor at\u00e9 o pr\u00f3ximo dia 11 de agosto de 2023. O programa &#8220;Renegocia!&#8221; sucede o [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":2837,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[480,481,482,479],"class_list":["post-2836","post","type-post","status-publish","format-standard","has-post-thumbnail","category-financas","tag-feirao-de-dividas","tag-multirao-de-dividas","tag-pagar-contas","tag-renegocia"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts\/2836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/comments?post=2836"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts\/2836\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/media\/2837"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/media?parent=2836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/categories?post=2836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/tags?post=2836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}