{"id":338,"date":"2022-09-07T02:15:31","date_gmt":"2022-09-07T05:15:31","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=338"},"modified":"2023-02-21T23:33:12","modified_gmt":"2023-02-22T02:33:12","slug":"fundos-trocam-empresas-trocam-bancos-no-libano-atingido-pelo-desastre","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/tr\/fundos-trocam-empresas-trocam-bancos-no-libano-atingido-pelo-desastre\/","title":{"rendered":"Afetzede L\u00fcbnan&#039;da fonlar \u015firketler ve bankalar aras\u0131nda el de\u011fi\u015ftiriyor."},"content":{"rendered":"<p><span>Afetzede L\u00fcbnan&#039;daki bir\u00e7ok insan gibi Elias Skaff da eskiden finans kurulu\u015fundan para \u00e7ekmek i\u00e7in saatlerce beklerdi, ancak art\u0131k bor\u00e7 verenlere olan g\u00fcveni kalmad\u0131\u011f\u0131 i\u00e7in para transferi gruplar\u0131n\u0131 tercih ediyor.<\/span><\/p>\n<p><span>L\u00fcbnan&#039;\u0131n \u00fc\u00e7 y\u0131ll\u0131k mali krizini ba\u015fka bir k\u0131tadaki akrabas\u0131ndan gelen ABD dolar\u0131 fonlar\u0131yla atlatan 50 ya\u015f\u0131ndaki de Skaff, &quot;Paralar\u0131n\u0131 geleneksel bankalardan almaya g\u00fcvenen herkes, paray\u0131 nakde \u00e7evirenlere g\u00f6re 100 kat daha erken \u00f6lecektir&quot; dedi.<\/span><\/p>\n<p><span>Bir zamanlar L\u00fcbnan ekonomisinin temel dire\u011fi olan bankac\u0131l\u0131k sekt\u00f6r\u00fc, bankalar\u0131n mevduat sahiplerinin iskonto oranlar\u0131na eri\u015fimini engellemesi, kredi vermeyi durdurmas\u0131, y\u00fczlerce \u015fubesini kapatmas\u0131 ve bir\u00e7ok i\u015ften \u00e7\u0131karmaya gitmesinin ard\u0131ndan art\u0131k yayg\u0131n olarak hor g\u00f6r\u00fcl\u00fcyor ve uzak duruluyor.<\/span><\/p>\n<p><span>Ge\u00e7ti\u011fimiz ay, yerel bir ki\u015fi, babas\u0131n\u0131n sa\u011fl\u0131k masraflar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in dondurulmu\u015f 200.000 ABD dolar\u0131 tutar\u0131ndaki birikiminin bir k\u0131sm\u0131n\u0131 geri almak amac\u0131yla Beyrut&#039;taki bir finans kurumuna t\u00fcfekle bask\u0131n d\u00fczenleyip \u00e7al\u0131\u015fanlar\u0131 ve m\u00fc\u015fterileri saatlerce rehin ald\u0131ktan sonra halk kahraman\u0131 olarak geni\u015f \u00e7apta takdir toplad\u0131. .<\/span><\/p>\n<p><span>L\u00fcbnan&#039;daki derin felaket azalma belirtisi g\u00f6stermezken, para transferi \u015firketleri bu bo\u015flu\u011fu giderek daha fazla dolduruyor; d\u00f6viz de\u011fi\u015fimi, kredi kart\u0131 ve vergi tahsilat\u0131 hizmetleri sunman\u0131n yan\u0131 s\u0131ra d\u00fc\u011f\u00fcn hediyesi kay\u0131t listeleri bile olu\u015fturuyorlar.<\/span><\/p>\n<p><span>Skaff, art\u0131k paralar\u0131n\u0131 Western Union&#039;\u0131n L\u00fcbnan temsilcisi OMT&#039;nin Beyrut \u015fubesi arac\u0131l\u0131\u011f\u0131yla ald\u0131\u011f\u0131n\u0131 s\u00f6yledi. OMT, \u00fclke genelinde 1.200&#039;den fazla acentesi oldu\u011funu ve L\u00fcbnan bankac\u0131l\u0131k sekt\u00f6r\u00fcndeki para transferlerinin y\u00fczde seksenini y\u00f6netti\u011fini belirtiyor.<\/span><\/p>\n<p><span>\u201cOMT s\u00f6zc\u00fcs\u00fc Naji Abou Zeid, &quot;De\u011ferli m\u00fc\u015fterilerimizin talebi \u00fczerine bankalar\u0131n sa\u011flad\u0131\u011f\u0131na benzer kaynaklar olu\u015fturduk,&quot; dedi.<\/span><\/p>\n<p><span>L\u00fcbnan, 2019&#039;da para sisteminin \u00e7\u00f6kmesinden bu yana en k\u00f6t\u00fc ekonomik felaketini ya\u015f\u0131yor. Yoksulluk ve i\u015fsizli\u011fin artmas\u0131yla birlikte yerel d\u00f6viz, karaborsada de\u011ferinin y\u00fczde doksan\u0131ndan fazlas\u0131n\u0131 kaybetti.<\/span><\/p>\n<p><span>\u00d6fkeli protestocular d\u00fczenli olarak bankalar\u0131 hedef alarak, ATM&#039;lerini ta\u015f ve sprey boyalarla tahrip ettiler.<\/span><\/p>\n<p><span>\u201cOMT \u015fubesinde s\u0131rada bekleyen 45 ila 12 ayl\u0131k m\u00fc\u015fteri Alaa Sheikhani, &quot;Bankadan bir kuru\u015f bile \u00e7ekemiyoruz&quot; diye belirtti.<\/span><\/p>\n<p><span>\u201c&quot;Nas\u0131l olur da spek\u00fclasyon yap\u0131p param\u0131z\u0131 onlara emanet edebiliriz?&quot;\u201d<\/span><\/p>\n<p><span>Hikaye devam ediyor.<\/span><\/p>\n<p><span>Yak\u0131n zamanda evlenen 36 ya\u015f\u0131ndaki Elie, d\u00fc\u011f\u00fcn hediyesi listesini olu\u015fturmak i\u00e7in L\u00fcbnanl\u0131 bir para transfer \u015firketi olan Whish&#039;ten gelen fonlar\u0131 kulland\u0131\u011f\u0131n\u0131 ve bunun d\u00fc\u011f\u00fcn misafirleri i\u00e7in zaman, zahmet ve masraftan tasarruf sa\u011flad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/span><\/p>\n<p><span>\u201cKimli\u011finin tam olarak a\u00e7\u0131klanmas\u0131n\u0131 istemeyen bir ki\u015fi, &quot;S\u00fcrekli kalabal\u0131k olan finans kurumunda saatlerce beklemek yerine, paray\u0131 bir \u015fubeye teslim edebilirler&quot; dedi. &quot;Zaman ve \u00fccret tasarrufu a\u00e7\u0131s\u0131ndan k\u0131yaslanamaz bile.&quot;\u201d<\/span><\/p>\n<p><span>Wish Cash&#039;in pazarlama direkt\u00f6r\u00fc Dina Daher, \u015firketin L\u00fcbnan liras\u0131 cinsinden transferlerde &quot;s\u0131f\u0131r komisyon&quot; alarak m\u00fc\u015fterileri i\u00e7in karl\u0131 bir \u015firket oldu\u011funu belirtti.<\/span><\/p>\n<p><span>Hatta baz\u0131 \u015firketler, bankalara alternatif olarak para transferi kurulu\u015flar\u0131 arac\u0131l\u0131\u011f\u0131yla maa\u015f \u00f6demesi yap\u0131yor.<\/span><\/p>\n<p><span>\u201c\u0130nsan kaynaklar\u0131 m\u00fcd\u00fcr\u00fc Rachelle Bou Nader, &quot;Kriz ba\u015flad\u0131\u011f\u0131nda, maa\u015flar\u0131 nakit olarak \u00f6dememiz i\u00e7in bask\u0131 g\u00f6rd\u00fck ve bu zaman kayb\u0131yd\u0131,&quot; \u00e7\u00fcnk\u00fc muhasebecilerin b\u00fcy\u00fck miktarda banknotu saymas\u0131 gerekiyordu diye belirtti.<\/span><\/p>\n<p><span>Ancak Bou Nader&#039;in belirtti\u011fine g\u00f6re, spor malzemeleri perakendecisi olan \u015firketi Mike Activity art\u0131k \u00e7al\u0131\u015fanlar\u0131na Wish \u00fczerinden \u00f6deme yapabiliyor ve bu da \u00e7al\u0131\u015fanlar\u0131n &quot;k\u00e2rlar\u0131n\u0131 sorunsuz bir \u015fekilde, taksitler halinde ve \u00fccretsiz olarak \u00e7ekmelerine&quot; olanak tan\u0131yor.<\/span><\/p>\n<p><span>Levant Stratejik \u0130\u015fler Enstit\u00fcs\u00fc Direkt\u00f6r\u00fc Sami Nader, L\u00fcbnan diasporas\u0131ndan gelen havalelerin, ailelerin ezici ekonomik felaketle ba\u015fa \u00e7\u0131kmalar\u0131na yard\u0131mc\u0131 olmak a\u00e7\u0131s\u0131ndan kritik \u00f6nem ta\u015f\u0131d\u0131\u011f\u0131n\u0131 belirtti.<\/span><\/p>\n<p><span>\u201c&quot;G\u00fcn\u00fcm\u00fczde, yurt d\u0131\u015f\u0131nda ya\u015fayan gen\u00e7 bir L\u00fcbnanl\u0131 \u00e7al\u0131\u015fan, ailesine 100 ABD dolar\u0131 g\u00f6ndermekten \u00e7ekinmeyebilir \u00e7\u00fcnk\u00fc bu miktar art\u0131k bir fark yarat\u0131yor,&quot; dedi.<\/span><\/p>\n<p><span>Nader, L\u00fcbnan bankalar\u0131n\u0131n h\u00e2l\u00e2 sunduklar\u0131 az say\u0131daki hizmetin (ve art\u0131k en b\u00fcy\u00fck kar kaynaklar\u0131 olan d\u00f6viz transferlerinin) maliyetlerini b\u00fcy\u00fck \u00f6l\u00e7\u00fcde iyile\u015ftirdi\u011fini belirterek, bunun da d\u00f6viz transferi \u015firketlerine olan g\u00f6\u00e7\u00fc daha da k\u00f6r\u00fckledi\u011fini s\u00f6zlerine ekledi.<\/span><\/p>\n<p><span>Birle\u015fmi\u015f Milletler D\u00fcnya Ticaret \u00d6rg\u00fct\u00fc&#039;ne (UNWTO) g\u00f6re, 2022 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda L\u00fcbnan&#039;da yakla\u015f\u0131k 250.000 ki\u015fi havale yoluyla para transferi sat\u0131n ald\u0131; bu da ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde sekizlik bir art\u0131\u015f anlam\u0131na geliyor.<\/span><\/p>\n<p><span>Krall\u0131\u011f\u0131n finans kurumu, L\u00fcbnan&#039;\u0131n 2021 y\u0131l\u0131nda 6,6 milyar ABD dolar\u0131 tutar\u0131nda d\u00f6viz havalesi sat\u0131n ald\u0131\u011f\u0131n\u0131 ve bunun Do\u011fu-Orta ve Kuzey Afrika&#039;daki en y\u00fcksek seviyelerden biri oldu\u011funu belirtti.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Como muitas pessoas no L\u00edbano atingido pelo desastre, Elias Skaff costumava esperar horas para sacar dinheiro na institui\u00e7\u00e3o financeira, mas agora prefere grupos de transfer\u00eancia de fundos, pois a confian\u00e7a nos credores evaporou. qualquer um que dependa de bancos t\u00edpicos para obter seu dinheiro &#8220;morrer\u00e1 100 vezes mais cedo do que descont\u00e1-lo&#8221;, falou de Skaff, [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-338","post","type-post","status-publish","format-standard","category-economia"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts\/338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/comments?post=338"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts\/338\/revisions"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/media?parent=338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/categories?post=338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/tags?post=338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}