{"id":3630,"date":"2023-10-23T14:31:12","date_gmt":"2023-10-23T17:31:12","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=3630"},"modified":"2023-12-08T17:54:47","modified_gmt":"2023-12-08T20:54:47","slug":"emprestimo-caixa-tem-veja-como-solicitar-atraves-do-app","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/tr\/emprestimo-caixa-tem-veja-como-solicitar-atraves-do-app\/","title":{"rendered":"Caixa Tem Kredisi: Uygulama \u00fczerinden nas\u0131l ba\u015fvurulaca\u011f\u0131n\u0131 \u00f6\u011frenin."},"content":{"rendered":"<p class=\"wp-block-paragraph\">Mart 2022&#039;den itibaren Caixa Tem uygulamas\u0131, giri\u015fimciler i\u00e7in dijital mikro krediyi kolayla\u015ft\u0131rmay\u0131 ama\u00e7layan bir giri\u015fim olan Sim Digital arac\u0131l\u0131\u011f\u0131yla Caixa Tem Kredileri sunmaya ba\u015flad\u0131.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu kaynaklar bir i\u015fletmeye yat\u0131r\u0131m yapmak veya tedarik\u00e7ilere \u00f6deme yapmak ve ev faturalar\u0131n\u0131 \u00f6demek gibi giderleri kar\u015f\u0131lamak i\u00e7in kullan\u0131labilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Takip edin ve nas\u0131l oldu\u011funu \u00f6\u011frenin!<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Ayr\u0131ca Okuyun:<\/h2><nav><ul><li class=\"\"><a href=\"https:\/\/noticias-gerais.online\/tr\/desenrola-brasil-desconto-em-dividas-do-cartao-de-credito\/\">Desenrola Brasil: 96%&#039;ye varan kredi kart\u0131 bor\u00e7lar\u0131nda indirim\u00a0<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"https:\/\/noticias-gerais.online\/tr\/pix-parcelado-o-que-e-e-como-funciona\/\">Pix Parcelado nedir ve nas\u0131l \u00e7al\u0131\u015f\u0131r?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"como-solicitar-emprestimo-caixa-tem\"><strong>Caixa Tem kredisine nas\u0131l ba\u015fvurulur?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"570\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1.jpg\" alt=\"Empr\u00e9stimo Caixa Tem\" class=\"wp-image-3631\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1.jpg 1024w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1-300x167.jpg 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1-768x428.jpg 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1-150x83.jpg 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/Auxilio-Emergencial-Atualize-seu-CADASTRO-no-Caixa-Tem-para-RECEBER-as-PARCELAS-1024x570-1-696x387.jpg 696w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"para-novos-usuarios\"><strong>Yeni kullan\u0131c\u0131lar i\u00e7in<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Caixa Tem uygulamas\u0131n\u0131 y\u00fckleyin (Android ve iOS i\u00e7in mevcuttur);<\/li>\n\n\n\n<li>Uygulamaya kaydolun;<\/li>\n\n\n\n<li>Uygulamada tasarruf etmeye ba\u015flamak i\u00e7in &quot;Kaydol ve hesab\u0131n\u0131 a\u00e7&quot; se\u00e7ene\u011fini se\u00e7in;<\/li>\n\n\n\n<li>Ana aray\u00fczde \u201cCaixa Tem Kredisi\u201d se\u00e7ene\u011fini se\u00e7in;<\/li>\n\n\n\n<li>Kredinin amac\u0131n\u0131 belirtin \u2013 ticari ama\u00e7l\u0131 m\u0131 yoksa ba\u015fka ama\u00e7lar i\u00e7in mi;<\/li>\n\n\n\n<li>\u0130\u015f ama\u00e7l\u0131 seyahat se\u00e7ene\u011fi i\u00e7in l\u00fctfen kimlik belgenizin foto\u011fraf\u0131n\u0131 ve do\u011frulama amac\u0131yla bir \u00f6z\u00e7ekim foto\u011fraf\u0131n\u0131 g\u00f6nderin;<\/li>\n\n\n\n<li>Onayland\u0131ktan sonra, tutar Caixa Tem Tasarruf hesab\u0131na yat\u0131r\u0131lacak ve taksitler otomatik olarak bu hesaptan \u00e7ekilecektir.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"para-usuarios-ja-cadastrados\"><strong>Zaten kay\u0131tl\u0131 kullan\u0131c\u0131lar i\u00e7in<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Uygulamay\u0131 a\u00e7\u0131n ve bilgilerinizi g\u00fcncelleyin;<\/li>\n\n\n\n<li>L\u00fctfen istenen bilgileri sa\u011flay\u0131n;<\/li>\n\n\n\n<li>Belgelerinizi, belgenin foto\u011fraf\u0131 ve bir \u00f6z\u00e7ekim (selfie) ile g\u00fcncelleyin;<\/li>\n\n\n\n<li>Bu g\u00fcncellemeden sonra Dijital Sosyal Tasarruf hesab\u0131 Caixa Tem Tasarruf hesab\u0131na d\u00f6n\u00fc\u015ft\u00fcr\u00fclecektir;<\/li>\n\n\n\n<li>L\u00fctfen kredi onay\u0131n\u0131 bekleyin (bu i\u015flem 10 g\u00fcne kadar s\u00fcrebilir).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Onayland\u0131\u011f\u0131 takdirde, talebi tamamlamak i\u00e7in &quot;Caixa Tem Kredisi&quot;ne eri\u015fin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kredi onayland\u0131ktan sonra, fonlar Caixa Tem tasarruf hesab\u0131n\u0131za aktar\u0131lacak ve taksitler do\u011frudan bu hesaptan \u00e7ekilecektir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"para-microempreendedores-individuais-mei\"><strong>Bireysel Mikro Giri\u015fimciler (MEI) i\u00e7in<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">MEI (Mikro Bireysel Giri\u015fimci) stat\u00fcs\u00fcne sahip bireylerin farkl\u0131 bir s\u00fcre\u00e7 izlemesi gerekmektedir. \u015eahsen bir Caixa \u015fubesine giderek, 1.500 R$ ile 3.000 R$ aras\u0131nda de\u011fi\u015fen kredi i\u00e7in ba\u015fvuruda bulunmalar\u0131 gerekmektedir.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015fvuru i\u00e7in en az bir y\u0131ld\u0131r aktif bir MEI kayd\u0131na sahip olmak \u015fartt\u0131r. Ayr\u0131ca, Caixa&#039;da bir i\u015fletme hesab\u0131na sahip olmak da \u00f6n ko\u015fuldur. Gerekli belgeler aras\u0131nda CCMEI, ge\u00e7en mali y\u0131la ait DASN SIMEI ve ki\u015fisel belgeler yer almaktad\u0131r.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kredi onayland\u0131ktan sonra, tutar \u0130\u015fletme Hesab\u0131na yat\u0131r\u0131l\u0131r ve taksitler bu hesaptan \u00e7ekilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"restricoes\"><strong>K\u0131s\u0131tlamalar<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Program giri\u015fimcilere ve serbest \u00e7al\u0131\u015fanlara a\u00e7\u0131k olmas\u0131na ra\u011fmen, baz\u0131 s\u0131n\u0131rlamalar bulunmaktad\u0131r.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">28 Mart 2022 tarihli ve 660 say\u0131l\u0131 MTP Y\u00f6netmeli\u011fi uyar\u0131nca, 31 Ocak 2022 tarihi itibariyle 3 bin R$&#039;yi a\u015fan borcu olan hi\u00e7 kimse bu yard\u0131mdan yararlanamaz.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Konut kredilerinin bu hesaplamaya dahil edilmedi\u011fini belirtmekte fayda var.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"valores-e-taxas\"><strong>De\u011ferler ve \u00dccretler<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"http:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-1024x576.jpg\" alt=\"\" class=\"wp-image-3632\" srcset=\"https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-1024x576.jpg 1024w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-300x169.jpg 300w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-768x432.jpg 768w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-1536x864.jpg 1536w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-150x84.jpg 150w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-696x392.jpg 696w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9-1068x601.jpg 1068w, https:\/\/noticias-gerais.online\/wp-content\/uploads\/2023\/10\/naom_62456f6069af9.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Talep edilen tutar, serbest meslek sahibi giri\u015fimciler i\u00e7in 300 R$ ile 1.000 R$ aras\u0131nda de\u011fi\u015febilir; ayl\u0131k \u00f6deme tutar\u0131 3.99%&#039;ye kadar \u00e7\u0131kabilir ve \u00f6deme s\u00fcresi 12 ila 24 ay aras\u0131nda olabilir.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bireysel Mikro Giri\u015fimciler (MEI) i\u00e7in maksimum tutar 3.000 R$ olup, ayl\u0131k maksimum \u00f6deme 3.60% ve geri \u00f6deme s\u00fcresi ayn\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di\u011fer bankalarda faiz oranlar\u0131 %4,11&#039;i a\u015farak &#039;e kadar \u00e7\u0131kabildi\u011finden, Caixa finans piyasas\u0131nda en cazip oranlardan birini sunmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu y\u00f6nergelerle, finansal destek arayan giri\u015fimciler ve serbest meslek sahipleri i\u00e7in Caixa Tem kredi ba\u015fvuru s\u00fcrecinin basitle\u015ftirilmesi bekleniyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusao\"><strong>\u00c7\u00f6z\u00fcm<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6zetle, ba\u015fvuru <a href=\"https:\/\/www.caixa.gov.br\/credito-caixa-tem\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noopener\">Caixa Tem<\/a> Giri\u015fimciler ve serbest \u00e7al\u0131\u015fanlar i\u00e7in mikro krediye eri\u015fimi kolayla\u015ft\u0131ran etkili ve yenilik\u00e7i bir ara\u00e7 olarak ortaya \u00e7\u0131k\u0131yor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Basitle\u015ftirilmi\u015f ba\u015fvuru s\u00fcreci ve rekabet\u00e7i fiyatlar\u0131yla, i\u015fletmelerine yat\u0131r\u0131m yapmak veya temel giderlerini kar\u015f\u0131lamak i\u00e7in kaynak arayanlar i\u00e7in cazip bir se\u00e7enek olarak konumlan\u0131yor.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mikro giri\u015fimciler (MEI&#039;ler) i\u00e7in de \u00f6zel bir hizmet kanal\u0131 bulunmaktad\u0131r; bu da bankan\u0131n t\u00fcm giri\u015fimci kategorilerine hizmet etme konusundaki hassasiyetini g\u00f6stermektedir.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ancak, olumlu ve ba\u015far\u0131l\u0131 bir deneyim ya\u015fanmas\u0131 i\u00e7in ba\u015fvuru sahiplerinin gerekliliklerin ve k\u0131s\u0131tlamalar\u0131n fark\u0131nda olmalar\u0131 \u015fartt\u0131r.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu ba\u011flamda Caixa Tem, Caixa Econ\u00f4mica Federal&#039;in Brezilya pazar\u0131n\u0131n ortaya \u00e7\u0131kan ihtiya\u00e7lar\u0131na uyarlanm\u0131\u015f kapsay\u0131c\u0131 finansal \u00e7\u00f6z\u00fcmleri te\u015fvik etme konusundaki kararl\u0131l\u0131\u011f\u0131n\u0131 teyit etmektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Art\u0131k Caixa Tem kredisine nas\u0131l ba\u015fvuraca\u011f\u0131n\u0131z\u0131 biliyorsunuz, bu bilgiyi ak\u0131ll\u0131ca kullan\u0131n!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dijital antenin nas\u0131l \u00e7al\u0131\u015ft\u0131\u011f\u0131na da bak\u0131n: <a href=\"https:\/\/noticias-gerais.online\/tr\/kit-antena-digital-veja-como-conseguir-gratuitamente\/\">Burada<\/a>Sorular\u0131n\u0131z m\u0131 var? Yorumlara yaz\u0131n!<\/p>","protected":false},"excerpt":{"rendered":"<p>A partir de mar\u00e7o de 2022, o aplicativo Caixa Tem passou a ter o Empr\u00e9stimo Caixa Tem por meio do Sim Digital &#8211; uma iniciativa voltada \u00e0 facilita\u00e7\u00e3o do microcr\u00e9dito digital para empreendedores.&nbsp; Esses recursos podem ser direcionados para investir em um neg\u00f3cio ou cobrir despesas como pagamento de fornecedores e contas dom\u00e9sticas. Acompanhe e [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":3631,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[662,661,663],"class_list":["post-3630","post","type-post","status-publish","format-standard","has-post-thumbnail","category-financas","tag-emprestimo","tag-emprestimo-caixa-tem","tag-financas-pessoais"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts\/3630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/comments?post=3630"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts\/3630\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/media\/3631"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/media?parent=3630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/categories?post=3630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/tags?post=3630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}