{"id":630,"date":"2022-11-14T08:26:47","date_gmt":"2022-11-14T11:26:47","guid":{"rendered":"https:\/\/noticias-gerais.online\/?p=630"},"modified":"2023-02-21T23:33:15","modified_gmt":"2023-02-22T02:33:15","slug":"instituicao-financeira-sueca-vital-pede-aos-bancos-que-evitem-dividendos-a-medida-que-os-riscos-aumentam","status":"publish","type":"post","link":"https:\/\/noticias-gerais.online\/tr\/instituicao-financeira-sueca-vital-pede-aos-bancos-que-evitem-dividendos-a-medida-que-os-riscos-aumentam\/","title":{"rendered":"\u0130sve\u00e7'in \u00f6nde gelen finans kurumlar\u0131ndan biri, riskler artarken bankalar\u0131 temett\u00fc \u00f6demekten ka\u00e7\u0131nmaya \u00e7a\u011f\u0131rd\u0131."},"content":{"rendered":"

Stockholm'deki \u0130sve\u00e7'in en \u00f6nemli finans kurumunda<\/span><\/p>\n

STOCKHOLM (Reuters) \u2013 A\u015f\u0131r\u0131 enflasyon ve Ukrayna'daki \u00e7at\u0131\u015fma, \u0130sve\u00e7'in ekonomik motorundaki tehlikeleri h\u0131zland\u0131rd\u0131 ve bankalar, temett\u00fcleri k\u0131s\u0131tlayarak dayan\u0131kl\u0131l\u0131klar\u0131n\u0131 daha da g\u00fc\u00e7lendirmelidir, diye belirtti finans kurumu \u00c7ar\u015famba g\u00fcn\u00fc mali dengeye ili\u015fkin g\u00fcnl\u00fck raporunda.<\/span><\/p>\n

B\u00fcy\u00fck banka, bankalar i\u00e7in en b\u00fcy\u00fck riskin y\u00fcksek bor\u00e7lu gayrimenkul i\u015fletmelerine olan maruziyetlerinden kaynakland\u0131\u011f\u0131n\u0131, ancak hane halklar\u0131 i\u00e7in a\u015f\u0131r\u0131 bor\u00e7 s\u0131n\u0131rlar\u0131n\u0131n getirilmesinin de bir sorun oldu\u011funu belirtti.<\/span><\/p>\n

\u201c\u00d6nde gelen banka g\u00fcnl\u00fck mali bilan\u00e7osunda, "Ekonomik kalk\u0131nma, b\u00fcy\u00fck \u0130sve\u00e7 bankalar\u0131 aras\u0131nda \u00f6nemli kredi notu kay\u0131plar\u0131 riskinin h\u0131zlanmas\u0131 anlam\u0131na geliyor" diye belirtti.<\/span><\/p>\n

\u201c"Risklerin artt\u0131\u011f\u0131 g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, Riksbank, bankalar\u0131n devasa temett\u00fc fonlar\u0131 ve hisse geri al\u0131mlar\u0131 konusunda k\u0131s\u0131tlay\u0131c\u0131 davranmas\u0131 gerekti\u011fine inanmaktad\u0131r."\u201d<\/span><\/p>\n

\u0130sve\u00e7'in finansal sistemi, enflasyonun 101.300 TL civar\u0131nda seyretmesine ra\u011fmen bu y\u0131l g\u00fc\u00e7l\u00fc bir b\u00fcy\u00fcme g\u00f6sterdi; y\u00fckselen faiz oranlar\u0131 ise bankalar\u0131n grup ve ailelere verdi\u011fi kredilerden elde etti\u011fi geliri art\u0131rd\u0131.<\/span><\/p>\n

\u0130sve\u00e7'in \u00f6nde gelen bankalar\u0131 olan Swedbank, Nordea, Handelsbanken ve SEB'nin karlar\u0131 son \u00e7eyreklerde \u00f6nemli \u00f6l\u00e7\u00fcde artt\u0131, ancak \u00e7o\u011fu ekonomist gelecek y\u0131l b\u00fcy\u00fcmenin ciddi \u015fekilde yava\u015flayaca\u011f\u0131n\u0131 tahmin ediyor ve ufukta kara bulutlar beliriyor.<\/span><\/p>\n

Nordea bankac\u0131l\u0131k b\u00f6lgesi, yeni bir tahmininde, gayri safi yurti\u00e7i has\u0131lan\u0131n (GSY\u0130H) 2023 y\u0131l\u0131nda 2,01p3 oran\u0131nda daralaca\u011f\u0131n\u0131 \u00f6ng\u00f6rd\u00fc\u011f\u00fcn\u00fc a\u00e7\u0131klad\u0131.<\/span><\/p>\n

Ticari gayrimenkul sekt\u00f6r\u00fc, son 10 y\u0131lda kredilendirme konusunda \u00f6nemli bir iyile\u015fme kaydetti ve Riksbank verilerine g\u00f6re bor\u00e7, 2012'deki 1,3 milyar \u0130sve\u00e7 kronundan (215 milyar ABD dolar\u0131) 2021'de 2,3 trilyon \u0130sve\u00e7 kronuna (GSY\u0130H'nin yakla\u015f\u0131k y\u00fczde k\u0131rk ikisi) y\u00fckseldi.<\/span><\/p>\n

Gayrimenkul kurulu\u015flar\u0131, bankalar\u0131n kurumsal kredilerinin yakla\u015f\u0131k 431.3 trilyon dolarl\u0131k k\u0131sm\u0131n\u0131 olu\u015fturmaktad\u0131r.<\/span><\/p>\n

Kredi puanlar\u0131n\u0131n s\u0131k\u0131la\u015fmas\u0131, \u015firketlerin yat\u0131r\u0131mlar\u0131n\u0131 azaltmas\u0131na, kalk\u0131nmay\u0131 ve finansal patlamay\u0131 etkilemesine yol a\u00e7abilir. Ayr\u0131ca gayrimenkul de\u011ferlerinde de \u00f6nemli d\u00fc\u015f\u00fc\u015flere neden olabilir.<\/span><\/p>\n

\u201cRiksbank raporunda, "En k\u00f6t\u00fc senaryoda, y\u00fcksek kredi faiz oranlar\u0131 gayrimenkul \u015firketlerinin \u00f6demelerini aksatmas\u0131na yol a\u00e7abilir" dedi.<\/span><\/p>\n

Y\u00fcksek faaliyet oranlar\u0131 ve enflasyon konut piyasas\u0131n\u0131 \u015fimdiden etkiledi; giderlerin bu y\u0131l\u0131n bahar aylar\u0131ndaki zirve noktas\u0131ndan sonraki yaz aylar\u0131nda d\u00fc\u015fmesi bekleniyor.<\/span><\/p>\n

\u0130\u015fg\u00fcc\u00fc piyasas\u0131 g\u00fc\u00e7l\u00fc kalmaya devam etse de, i\u015fsizli\u011fin artmas\u0131 bekleniyor ve baz\u0131 aileler daha y\u00fcksek kredi giderleri ve dalgalanan g\u0131da ve enerji maliyetleriyle ba\u015fa \u00e7\u0131kmakta zorlanacak.<\/span><\/p>\n

\u00c7ar\u015famba g\u00fcn\u00fc, \u00f6nde gelen \u0130sve\u00e7 bankalar\u0131n\u0131n hisseleri, daha geni\u015f Avrupa endeksindeki d\u00fc\u015f\u00fc\u015f\u00fc yans\u0131tarak de\u011fer kaybetti.<\/span><\/p>\n

($ 1 = 10,7591 \u0130sve\u00e7 kronu)<\/span><\/p>\n

(Simon Johnson'\u0131n katk\u0131lar\u0131yla haz\u0131rlanan, Niklas Pollard ve Angus MacSwan taraf\u0131ndan geli\u015ftirilen haber)<\/span><\/p>","protected":false},"excerpt":{"rendered":"

na institui\u00e7\u00e3o financeira crucial da Su\u00e9cia em Estocolmo ESTOCOLMO (Reuters) – A infla\u00e7\u00e3o excessiva e o conflito na Ucr\u00e2nia aceleraram os perigos no mecanismo econ\u00f4mico da Su\u00e9cia e os bancos ainda devem fortalecer sua resili\u00eancia por meio da repress\u00e3o aos dividendos, apontou a institui\u00e7\u00e3o financeira imperativa em um arquivo di\u00e1rio sobre o equil\u00edbrio fiscal nesta […]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-630","post","type-post","status-publish","format-standard","category-economia"],"_links":{"self":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts\/630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/comments?post=630"}],"version-history":[{"count":0,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/posts\/630\/revisions"}],"wp:attachment":[{"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/media?parent=630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/categories?post=630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/noticias-gerais.online\/tr\/wp-json\/wp\/v2\/tags?post=630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}